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About the Role
You will be at the heart of our U.S. Life and Health underwriting, applying evidence-based risk selection and delivering exceptional service to our clients. You'll work across a rich variety of cases — from medical and financial risk to product and governance considerations — while collaborating with clients and cross-functional teams to drive meaningful outcomes. This is a role where your judgment, expertise, and curiosity will make a real difference every day.
Responsibilities
- Apply disciplined, evidence-based risk selection across medical, non-medical, financial, product, market, and governance considerations, consistently meeting established service standards and production goals
- Escalate complex or unusual matters appropriately and apply Swiss Re guidelines in a commercially sound way that supports both clients and Swiss Re's portfolio
- Partner with clients and internal cross-functional teams to provide underwriting expertise for projects, responding to inquiries by phone and email within communicated service standards
- Promote Life Guide, Swiss Re's underwriting manual, staying current on updates and helping clients effectively apply its guidance
- Participate in annual client underwriting seminars, webinars, thought leadership discussions, and appropriate social media engagement to strengthen client relationships and industry presence
- Support a culture of continuous learning by regularly attending internal training programs, forums, and meetings
- Maintain up-to-date knowledge of core insurance products, industry legislation, taxation, medical and non-medical risk selection principles, underwriting tools, digital resources, AI-enabled capabilities, and system enhancements
- Travel as needed (expected 10% or less) for internal meetings at Swiss Re offices in the Americas, industry conferences, and client meetings
Requirements
- 5+ years of Life & Health Underwriting experience on the insurance or reinsurance side, with demonstrated proficiency in risk selection and case management
- FLMI and/or FALU designation, or active and meaningful progress toward earning one
- Strong analytical and critical thinking skills, with the ability to assess complex medical, financial, and non-medical risk factors and make sound, well-reasoned underwriting decisions
- Familiarity with AI-enabled underwriting tools, digital resources, and a demonstrated interest in process innovation and system enhancements
- Excellent communication and conflict resolution skills, with a track record of building strong relationships with clients and internal stakeholders
- Demonstrated time management and organizational skills, with the ability to balance a high-volume workload independently and collaboratively
- Experience working within a reinsurance environment and familiarity with facultative underwriting processes
- Enthusiasm for thought leadership and industry engagement, including participation in seminars, webinars, and professional forums
- Knowledge of industry legislation, taxation, and core insurance product concepts relevant to U.S. Life and Health markets
Skills
- Risk selection
- Case management
- Analytical skills
- Critical thinking
- Communication skills
- Conflict resolution
- Time management
- Organizational skills
- Underwriting expertise
Location
- Armonk, NY
- Fort Wayne, IN
- Alpharetta, GA
- Windsor, CT
- Chicago, IL
- Kansas City, MO
Work Type
- Hybrid
- Remote
Experience Level
- 5+ years
Education Level
- FLMI and/or FALU designation
Salary/Compensations
- Armonk, NY: $96,000 - $144,000
- Fort Wayne, IN; Alpharetta, GA, Windsor, CT, Chicago, IL and Kansas City, MO: $88,000 - $132,000
Benefits
- Total compensation approach considering base pay, short- and long-term incentives, and benefits offered
About the Company
- Swiss Re is one of the world’s leading providers of reinsurance, insurance and other forms of insurance-based risk transfer, working to make the world more resilient.
- We anticipate and manage a wide variety of risks, from natural catastrophes and climate change to cybercrime.
- We cover both Property & Casualty and Life & Health.
- Combining experience with creative thinking and cutting-edge expertise, we create new opportunities and solutions for our clients.
- This is possible thanks to the collaboration of more than 15,000 employees across the world.
- Our success depends on our ability to build an inclusive culture encouraging fresh perspectives and innovative thinking.
- We embrace a workplace where everyone has equal opportunities to thrive and develop professionally regardless of their age, gender, race, ethnicity, gender identity and/or expression, sexual orientation, physical or mental ability, skillset, thought or other characteristics.
- In our inclusive and flexible environment everyone can bring their authentic selves to work and their passion for sustainability.
- If you are an experienced professional returning to the workforce after a career break, we encourage you to apply for open positions that match your skills and experience.
Equal Opportunity
- Swiss Re is an equal opportunity employer.
- It is our practice to recruit, hire and promote without regard to race, religion, color, national origin, sex, disability, age, pregnancy, sexual orientations, marital status, military status, or any other characteristic protected by law.
- Decisions on employment are solely based on an individual's qualifications for the position being filled.
- During the recruitment process, reasonable accommodations for disabilities are available upon request.
- If contacted for an interview, please inform the Recruiter/HR Professional of the accommodation needed.