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About the Role
We are seeking a highly motivated attorney with experience in structured finance/secured lending to join our legal team as Corporate Counsel. This person will play a key role in Prosper’s business, partnering closely with our Capital Markets team on a broad range of transactional matters related to our unsecured personal loan and credit card products. This role will report to the Assistant General Counsel.
Responsibilities
- Provide creative legal solutions for complex Capital Markets transactions, such as credit facilities and securitizations.
- Review and negotiate transaction documents for new clients, including agreements for the sale and servicing of unsecured consumer loans.
- Advise Capital Markets on non-disclosure agreements, engagement letters, and transaction agreements.
- Review and negotiate contracts for existing clients, including multi-party agreements with leverage providers, account control agreements, asset transfer agreements, and back up servicing agreements.
- Provide ongoing guidance and support to Capital Markets team for interpretation of existing agreements and client communications.
- Track and manage investor relationships on the platform, including monitoring key contract details, obligations, and requirements across investor agreements.
- Coordinate and execute closings of large transactions.
- Support the Collections and Recoveries teams by facilitating debt sale transactions, including negotiating, drafting, and managing debt sale agreements and related documentation.
- Manage and negotiate contracts and ongoing commercial relationships with bank partners, including program agreements, amendments, and related ancillary agreements.
- Advise on related strategic, operational, and marketing matters.
- Provide support to the legal team on other commercial agreements, as needed.
Requirements
- 4+ years of law firm and/or in-house experience with increasing responsibility.
- Experience in capital markets and structured finance.
- Experience leading transactional negotiations.
- Strong interpersonal skills with the ability to collaborate effectively across teams and stakeholders in a fast-paced environment.
- Strong judgment and the ability to balance legal risk with practical business objectives.
- Demonstrated ability to take ownership and resolve issues with minimal supervision.
- Attention to detail, with excellent organizational skills and strong work ethic.
- Proven ability to manage multiple projects concurrently in an evolving environment.
- Effective and persuasive written and oral communication skills.
- J.D. degree and active membership in good standing with a state bar.
Skills
- Structured finance
- Secured lending
- Capital markets
- Transactional negotiations
- Interpersonal skills
- Collaboration
- Judgment
- Ownership
- Organization
- Work ethic
- Project management
- Communication skills
Experience Level
- 4+ years of experience
Education Level
- J.D. degree
Salary/Compensations
- $193,000 - $241,000
Benefits
- Bonus
- Generous benefits