Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Tailor your resume to this Analyst-Risk Management role.
Rezi rewrites your resume against American Express's job description. Free.
Tailor your resume to this Analyst-Risk Management role.
Rezi rewrites your resume against American Express's job description. Free.
Don't guess if your resume is good enough.
See how it scores against the Analyst-Risk Management posting at American Express — free, in seconds.
Don't guess if your resume is good enough.
See how it scores against the Analyst-Risk Management posting at American Express — free, in seconds.
About the Role
Commercial Rating and Underwriting (CRU) assesses and manages the risk of institutional exposures across all business units globally. The team plays a critical role in determining credit ratings and providing underwriting for wholesale card and lending products.
Responsibilities
- Rating and underwriting credit exposures in assigned region, industry, and business line.
- Conducting fundamental credit assessments by reviewing business, financial, industry, and country risk.
- Utilizing internal and external rating model outputs.
- Demonstrating understanding of credit extension, relationship profitability, risk mitigation, and program structures.
- Determining appropriate credit capacity and structuring facilities.
- Applying risk mitigation techniques.
- Preparing accurate company-specific and industry-wide credit risk memorandums.
Requirements
- Fluency in English is mandatory.
- Fluency in German is strongly preferred.
- Understanding of financial analysis, including reviewing corporate financial statements to determine key risk drivers, probability of default, and obligor's credit capacity.
- Ability to prepare accurate company-specific and industry-wide credit risk memorandums.
- Excellent written and verbal communication skills.
- Background verification check is required for employment.
Skills
- Fundamental credit analysis
- Underwriting of commercial enterprises
- Financial analysis
- Corporate financial statement review
- Risk assessment
- Credit capacity determination
- Facility structuring
- Risk mitigation techniques
- Credit risk memorandums preparation
- Written communication
- Verbal communication
Work Type
- Hybrid
- Onsite
- Virtual
Experience Level
- 1-2 years
Education Level
- Bachelor's degree/equivalent in Finance or a related subject.
Benefits
- Competitive base salaries
- Bonus incentives
- Support for financial well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
About the Company
- International Card Services (ICS) brings together International Consumer and Small & Medium Size Enterprises (SME) issuing activities, as well as Commercial Large Market sales and account development teams.
- ICS issues Cards in 27 countries and is responsible for two Joint Ventures covering around a dozen countries.
- American Express has a 175-year history of innovation, shared values, and Leadership Behaviors.
- The company has an unwavering commitment to back its customers, communities, and colleagues.
- American Express operates with a strong risk mindset, ensuring trust, security, and service.
- Team Amex offers comprehensive support for holistic well-being, opportunities to learn new skills, develop as a leader, and grow careers.