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About the Role

As a leader of the fastest growing segment at Venmo, CFS (Consumer Financial Services), this position will take primary accountability for the domain's backend platform features, capabilities and quality. This role makes technical decisions affecting multiple teams, establishes conventions and processes, handles multi-team initiatives, applies industry best practices, communicates technical issues, mentors others, and partners with product management.

Responsibilities

Makes technical decisions affecting multiple teams, crossing organizational boundaries
Establishes conventions & processes to be followed by other employees
Handles multiple, multi-team initiatives simultaneously, using judgement to prioritize among more issues than can be handled individually.
Understands evolving industry capabilities & practices and can judiciously apply up-to-date information for optimal results
Competent at communicating technical issues with non-technical audiences
Spreads their behavior, principles, and knowledge as a means of improving technical results of other employees
Partners with product management, to ideate solutions to business problems & goals
Set the technical direction for Venmo's CFS platform, including authentication, authorization, CFS verification, and fraud risk systems.
Own the most complex, cross-cutting problems and drive them to resolution — from initial design through production.
Partner with PayPal's platform and security teams to align on shared Venmo standards, reusable infrastructure, and cross-org initiatives, acting as a bridge between Venmo's product needs and PayPal's enterprise capabilities.
Lead architectural reviews and define engineering standards for how the CFS team builds, scales, and secures its systems.
Raise the bar on design quality, reliability, and security posture across the org.
Mentor and develop senior engineers.
Collaborate with Product, Legal, Compliance, and Security to translate regulatory and risk requirements (KYC, AML, GDPR, PCI) into sound technical solutions that don't sacrifice developer experience or system performance.
Identify and proactively address risks — whether that's a fragile authentication flow, a compliance gap, or a scaling bottleneck — before they become incidents.
Own the performance and availability of the services, as well as participate in on-call rotations and provide support during incidents.
Have an appetite for learning and contributing to complex projects alongside your colleagues.

Requirements

8+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
12+ years of software engineering experience, with significant time spent on backend platforms, authentication, or security-critical systems at scale.
Proven track record of defining and shipping large-scale distributed systems, with experience leading technical strategy across multiple teams or organizations.
Hands-on comfort with backend systems at scale (Python, Java, Go, or similar) and Cloud (AWS), along with the security engineering fundamentals to reason carefully about threat models, data handling, and attack surfaces.
Experience working with or designing systems that meet regulatory requirements — KYC, AML, GDPR, or similar — and translating compliance constraints into implementable engineering decisions.
Strong communication skills. You can write a crisp design doc, hold your own in an executive review, and explain a hard technical tradeoff to a non-technical stakeholder without losing precision.

Skills

Python
API management
OAuth 2.0
OIDC
SAML
FIDO2/WebAuthn
distributed systems
backend systems at scale
Cloud (AWS)
security engineering fundamentals
Terraform
authentication
authorization
CFS verification
fraud risk systems
design quality
reliability
security posture

Location

San Jose, California
Austin, Texas

Work Type

Balanced hybrid work model (3 days in office, 2 days remote/office choice)

Experience Level

8+ years relevant experience
12+ years of software engineering experience

Education Level

Bachelor’s degree or equivalent experience
Bachelor’s and/or Master’s in computer science, or a related field of study, or equivalent experience

Salary/Compensations

San Jose, California: ($196,500.00 - $291,500.00 Annually)
Austin, Texas: ($178,500.00 - $265,100.00 Annually)

Benefits

Comprehensive, choice-based programs to support physical, emotional, and financial wellbeing
Flexible, balanced work culture
Holistic approach to benefits
Generous paid time off
Healthcare coverage for you and your family
Resources to create financial security
Support your mental health

About the Company

PayPal has been revolutionizing commerce globally for more than 25 years.
Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers.
We help merchants and consumers connect, transact, and complete payments, whether they are online or in person.
PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds.
We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.
Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other.
We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts.
We also help merchants connect with their customers, process exchanges and returns, and manage risk.
We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness.
Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Click Here to learn more about our culture and community.

Equal Opportunity

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.
In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging.
Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued.
We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.