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About the Role

As January's Senior Analytics Engineer, you will own the data layer, ensuring its trustworthiness for current users and future AI agents. You will build and govern the semantic layer, standardize metric definitions across teams, and ensure consistency in data interpretation across various platforms. This foundational role is crucial for a company focused on building trust into the data itself.

Responsibilities

Own the gold layer and build January's semantic layer, designing the dbt-driven, Snowflake-native layer as the single source of truth for all data tools.
Define and enforce data contracts and standardized metrics, establishing clear ownership and communication for gold-layer changes.
Partner on client reporting revamp with Data Engineering to clarify metric definitions and define client success criteria.
Advocate to expand the data January captures by partnering with Analytics, Borrower Support, and Client Acquisition teams.
Own cost management for dbt, Snowflake compute, and analytics tooling like Sigma.
Enable trustworthy self-service by building certified, well-documented data products.
Design and ship the first version of January's Snowflake-native semantic layer.
Resolve metric definition conflicts across teams and establish a durable process for metric standardization.
Partner with Data Engineering to eliminate duplicated report logic and mismatched metric definitions across client reports.

Requirements

5+ years in analytics engineering, data engineering, or a closely related analytics role.
Deep expertise with a modern cloud data warehouse (Snowflake preferred).
Advanced SQL skills, with a track record of modeling data for both flexibility and trust.
Experience designing, building, or governing a semantic layer (dbt Semantic Layer, Cube, LookML, or similar).
Proven ability to define metrics and data contracts that multiple teams actually adopt.
Track record of walking into a room where teams disagree about what a metric means and leaving with one answer everyone uses.
Experience partnering with data engineering or infrastructure teams on shared problems.
History of building trust and adoption for self-serve data products.
Systems thinker who sees how a modeling decision ripples through dashboards, reports, and AI agents.
Ownership mentality and willingness to show ownership behavior beyond formal remit.
Client-oriented and genuinely curious about client data needs.
Clear communicator who can write documentation people actually read and adopt.

Skills

dbt
Snowflake
SQL
Semantic Layer
Data Contracts
Metrics Standardization
BI Tools (Sigma, Looker)
LLM-based or agentic consumers
Client Reporting
Data Capture Gaps

Location

New York

Work Type

Onsite

Experience Level

Senior

About the Company

Collections today works like an emergency room. The doctors carry too many patients, everyone arrives at their worst moment, and nobody has their chart. We're making it primary care.
January personalizes interactions and optimizes decisions across every stage of consumer credit.
We started in the hardest, most broken stage, because if it works there it works anywhere.
Most consumers want to pay what they owe. They want a way out, not a break.
We've serviced over $20 billion in debt across more than 20 million consumers.
We see more people with charged-off loans each year than all but the top five US banks.
Those consumers rate us about 50% higher than the banks that lent them the money.
Creditors net over 30% more because we collect more and charge less.
Most AI strips the human out of the work. We use it to make someone's hardest financial moment more human.
The more human we make it, the more people recover.
Now we're moving upstream, catching people before they default and building across every stage of the consumer credit lifecycle.
The consumer in collections today is the consumer who gets approved tomorrow.
At January, we're fixing what's broken in credit.
Our data-driven platform rebuilds trust, delivers results, and helps millions move toward brighter financial futures while bringing humanity to consumer finance.
Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike.
Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.
We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle.
We've mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance.
And we're just getting started.
Together, we're creating a financial system where trust and opportunity spark lasting change in people's lives.

Equal Opportunity

We are an equal opportunity employer committed to diversity and inclusion in the workplace.
We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, age, veteran status, or any other legally protected characteristic.