Motor Claims Indemnity Specialist at Hastings Direct | Bexhill, ESX, GB | Rezi

Motor Claims Indemnity Specialist at Hastings Direct

Motor Claims Indemnity Specialist

Hastings Direct · Bexhill, ESX, GB

2 weeks ago

Motor Claims Indemnity Specialist

Hastings Direct · Bexhill, ESX, GB

20 days ago
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About the Role

As a Motor Claims Indemnity Specialist, you will investigate a portfolio of potential contractual breaches, handle MIB claims, and manage specific losses to achieve optimal claim outcomes in line with legal and regulatory frameworks.

Responsibilities

  • Triaging new suspected contractual breach claims and assessing indemnity.
  • Investigating all appropriate enquiries and identifying opportunities for recovery from third parties or policyholders in breach of contract.
  • Using critical thinking to evaluate evidence, assess indemnity, and communicate outcomes to customers and stakeholders with empathy, professionalism, and sensitivity.
  • Handling a small portfolio of MIB claims to obtain the optimal financial outcome and protect against risk.
  • Managing a small portfolio of Peril specific losses as required by the department.
  • Using predictive analytics and data to identify cohorts of riskier claims for pro-active review.
  • Reviewing and considering referrals into the Indemnity Team from Peril areas to assess whether these are new leaders to pursue.
  • Managing a small caseload of technically complex motor claims involving indemnity or high value injury cases where experience allows.
  • Working in partnership with business areas.
  • Assisting with building the team from a process and best outcomes mentality.
  • Spotting and suggesting improvement opportunities and areas to collaborate further across the business.

Requirements

  • Demonstrable experience in motor insurance claims handling, ideally with exposure to indemnity disputes.
  • Excellent knowledge of indemnity principles, including insurance contract, Road Traffic Act and MIB Articles of Association including Article 75.
  • Knowledge of handling MIB claims preferred (including rules and processes).
  • Complaints handling experience.
  • Knowledge of overall claims investigation processes including liaising with suppliers.
  • Outstanding verbal and written communication skills, able to speak to both stakeholders and customers in the right way.
  • Regrettably, we are unable to offer sponsorship for this role.

Skills

  • Motor insurance claims handling
  • Indemnity disputes
  • Indemnity principles
  • Insurance contract law
  • Road Traffic Act
  • MIB Articles of Association
  • Article 75
  • MIB claims handling
  • Complaints handling
  • Claims investigation processes
  • Liaising with suppliers
  • Verbal communication
  • Written communication
  • Critical thinking
  • Predictive analytics

Location

  • Bexhill
  • London
  • Leicester

Work Type

  • Hybrid

Experience Level

  • Specialist

Benefits

  • Competitive salary
  • Flexible working
  • Competitive bonus scheme
  • 4x salary life assurance cover
  • Income protection
  • Matched pension contributions up to 10%
  • Discounts
  • Cashback
  • Free independent mortgage advice
  • Free access to financial wellbeing support
  • Thrive mental health app
  • Colleague assistance programme available 24/7
  • In-house mental health first aiders
  • Support groups
  • 25 days annual leave + bank holidays
  • Option to buy or sell one week of annual leave
  • Health care cash back plans
  • Dental plans
  • Discounted health assessments
  • Cycle to work scheme
  • Tech scheme
  • Discounted and free onsite facilities
  • Social events

About the Company

  • Hastings Direct is a digital insurance provider with ambitious plans to become The Best and Biggest in the UK market.
  • We have made huge investments in our data and tech capabilities.
  • We nurture our 4Cs culture: colleagues, customers, company, and community.
  • We provide insurance for over four million customers.
  • We are committed to creating an inclusive environment where everyone has the opportunity to succeed.

Equal Opportunity

  • As a Disability Confident employer, we’re committed to ensuring our recruitment processes are fully inclusive.
  • We welcome applications through the Disability Confident Scheme (DCS).
  • Hastings Group is an equal opportunities employer which means we treat people fairly.
  • We welcome applications from all suitably skilled persons regardless of their gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status.
  • We encourage you to be open with us if you require any reasonable adjustments during the recruitment process.