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About the Role

Ripple is building the Internet of Value, an infrastructure that moves money as fast as information moves today. The Financial Crimes Engineering team builds and operates the real-time financial crimes controls layer, including sanctions screening, wallet risk analysis, transaction monitoring, and travel rule compliance. As a Senior Staff Software Engineer, you will set the multi-year technical direction for the compliance control plane and drive its adoption across the company, owning the architecture of a vendor-agnostic, resilient, and provable system.

Responsibilities

Own the multi-year architectural vision for the compliance control plane, including real-time screening orchestration, resilience and observability, vendor-agnostic integration, and the decision and data plane.
Drive complex technical problems end-to-end, such as multi-vendor failover, sub-second decisioning under load, regulator-grade auditability, and resilience across partial dependency failures.
Set technical direction that extends beyond FinCrimes, defining integration contracts, resilience patterns, and compliance primitives for partner engineering teams.
Translate evolving regulatory obligations and organizational goals into durable engineering primitives and a sequenced technical roadmap.
Anticipate platform risks and scaling constraints years in advance and lead initiatives to address them.
Partner directly with executive leadership across Engineering, Compliance, Legal, and Product to shape how regulatory requirements become engineering reality.
Represent the platform's technical position to auditors, regulators, and external partners.
Set standards for production ownership, including observability, alerting, incident response, and reliability.
Mentor staff and senior engineers, elevate design quality through architecture review, and raise the team's technical capabilities.

Requirements

12+ years building production backend systems, with deep expertise in Java (or comparable JVM languages, Go, Rust).
Track record of owning architecture for complex distributed systems at scale across multiple teams or organizations.
Demonstrated ability to set technical direction at the organizational level and drive adoption of standards and patterns across team boundaries without formal authority.
Strong resilience and distributed-systems design instincts: failover, graceful degradation, idempotency, high-throughput real-time decisioning, and designing systems that survive the failure of dependencies.
Excellent API design judgment (REST/gRPC) and a history of establishing patterns that become organizational defaults.
Proven skill navigating ambiguity in a regulated environment, turning regulator findings, audit obligations, and partner asks into shippable, durable engineering plans.
Working knowledge of Kubernetes, observability tooling (Grafana, OpenTelemetry, or similar), and cloud infrastructure (AWS preferred).
Track record of developing senior and staff engineers and measurably lifting the technical bar of an organization.
Experience in fintech, payments, identity, or compliance technology is a strong plus.

Skills

Java
JVM languages
Go
Rust
Distributed systems
Resilience
Failover
Graceful degradation
Idempotency
High-throughput real-time decisioning
API design
REST
gRPC
Kubernetes
Observability tooling
Grafana
OpenTelemetry
Cloud infrastructure
AWS

Location

Work Type

Hybrid

Experience Level

Senior Staff
12+ years

Salary/Compensations

$236,000—$295,000 USD

Benefits

Professional development budget
Competitive salary, bonuses, and equity
Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days
Generous wellness reimbursement and weekly onsite & virtual programming
Generous vacation policy
Industry-leading parental leave policies
Family planning benefits
Catered lunches
Fully-stocked kitchens with premium snacks/beverages
Plenty of fun events

About the Company

Ripple is building a world where value moves like information does today, improving the global financial system and creating greater economic fairness and opportunity.
We offer the opportunity to build in a fast-paced start-up environment with experienced industry leaders.
We provide a learning environment where employees can dive deep into the latest technologies and make an impact.
We foster a culture where every employee is respected, valued, and empowered.
In-office collaboration for moments that matter is important to our culture, with flexibility for managers and teams to decide on in-office days.
We hold bi-weekly all-company meetings with business updates and Q&A sessions with leadership.
We come together for team offsites, team bonding activities, happy hours, and more.

Equal Opportunity

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team.
We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.