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About the Role

Ripple is building a world where value moves like information, improving the global financial system and creating greater economic fairness. The Cash Forecasting team offers an AI-amplified treasury solution that helps CFOs and treasury teams achieve real-time cash visibility and predictive accuracy, moving beyond error-prone spreadsheets. You'll work on sophisticated Ruby on Rails and React software that turns diverse financial data into clear analysis, giving customers sharp insight and forecasting through intuitive dashboards. This critical platform moves over $100 billion in daily cash flow for enterprise customers across 40+ countries, built to hold enterprise-grade security and scalability.

Responsibilities

Design, build, and maintain backend services and APIs that power the Cash Forecasting platform
Work across a large, sophisticated, multi-tenant SaaS codebase, writing code that's built to scale
Own the data layer, schema design, query performance, and data integrity
Write and maintain thorough test coverage using RSpec
Package and deploy services using Docker, and work within our AWS-based cloud infrastructure
Write scripts and tooling to automate repetitive work, support data migrations, and keep the team moving quickly
Instrument the systems you build with strong observability practices to catch and resolve issues before they impact customers
Benchmark and profile code to identify performance bottlenecks, and make evidence-based decisions about where to optimise
Collaborate closely with product managers, designers, and fellow engineers to translate business and customer needs into robust technical solutions
Participate in code reviews and technical design discussions
Be a champion of the YBIYRI ethos, which includes participating in the on-call pager rotation

Requirements

4-8 years of professional software development experience, ideally including full-stack work with a backend lean
Strong SQL fundamentals
Hands-on experience with PostgreSQL ideal
Comfortable working within large, sophisticated, existing codebases and making changes safely
Scripting ability for automation and tooling (language-agnostic)
Experience with Docker or other containerisation technologies
Proven Git proficiency, including collaborative branching workflows
Proficiency in at least one major programming language (such as Ruby, Python, or Java)
Experience employing AI tools throughout the development lifecycle
Experience testing with RSpec

Skills

Ruby on Rails
React
PostgreSQL
SQL
RSpec
Docker
AWS
Git
Ruby
Python
Java
AI tools

Location

Remote

Work Type

Full-time
Hybrid

Experience Level

Mid-level
Senior

Salary/Compensations

Competitive salary, bonuses, and equity

Benefits

Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend
R&R days
Generous wellness reimbursement and weekly onsite & virtual programming
Generous vacation policy
Industry-leading parental leave policies
Family planning benefits
Catered lunches
Fully-stocked kitchens with premium snacks/beverages
Plenty of fun events

About the Company

Ripple is building a world where value moves like information does today.
Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world.
We get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.
If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.
The opportunity to build in a fast-paced start-up environment with experienced industry leaders.
A learning environment where you can dive deep into the latest technologies and make an impact.
A professional development budget to support other modes of learning.
Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team.
We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Equal Opportunity

Ripple is an Equal Opportunity Employer.
We’re committed to building a diverse and inclusive team.
We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance.
Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.