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About the Role
Hedge is seeking a founding underwriter to combine risk judgment with operating discipline and product thinking to scale the business. This role involves helping agencies understand appetite, improve submission quality, structure placements, and develop repeatable systems from underwriting knowledge.
Responsibilities
- Evaluate commercial risks, exposures, controls, and submission quality.
- Match risks to appropriate carrier, MGA, and program appetite.
- Work with agencies and brokers to close information gaps and structure strong submissions.
- Negotiate terms and clearly communicate coverage, conditions, and tradeoffs.
- Build underwriting guidelines, decision tools, and feedback loops into Hedge's platform.
- Track outcomes and improve risk selection, turnaround time, and placement quality.
Requirements
- At least three years of commercial underwriting or closely related placement experience.
- Ability to make and explain decisions.
- Capacity to handle ambiguity.
- Skill in turning tacit knowledge into process without reducing underwriting to a checklist.
Location
- San Francisco
Work Type
- In-person
- Full-time
Experience Level
- Founding underwriter
- 3+ years of experience
Salary/Compensations
- $125K-$250K
Benefits
- Health benefits
- Meaningful equity
About the Company
- Hedge is building the operating system for commercial insurance distribution.
- This role offers the opportunity to work directly with the founders, own a consequential part of the company, and help define the function's operations as the company scales.
Equal Opportunity
- Hedge is an equal opportunity employer.
- Candidates are evaluated based on ability, judgment, and potential.
- Hedge does not discriminate based on protected characteristics.