About the Role
The Associate Underwriter II supports Farm Family agents, policyholders, and underwriters by applying risk-based analysis to underwrite and service business at a policy and account level. This role involves making independent decisions regarding policy rating and discount eligibility, risk selection, and responding to inquiries. Advanced duties may be assigned based on state-specific experience, potentially including large agency assignments or specialized tasks requiring above-average knowledge. Employees are expected to accurately record work hours and may be required to work overtime.
Responsibilities
- Underwrite and process policies in a timely and accurate manner, adhering to established efficiency and quality standards.
- Make independent decisions regarding rating of policies/accounts and discount eligibility using applicable rating manuals and underwriting processes.
- Make decisive risk selections within authority limits to approve, refer, or reject on all transactions.
- Respond to all correspondence, including email and telephone inquiries from agents and third parties, in a timely manner.
- Identify and address submission requirement issues with agents to mitigate policy cancellations and/or non-renewals.
- Correspond with various state agencies to update insurance records for American National clients.
- Present recommendations for improvements to systems and processes to enhance efficiency and streamline policy/account handling.
- Research state-specific policies and guidelines to address agent inquiries.
Requirements
- High school diploma.
- Close attention to detail.
- Strong decision-making skills.
- Excellent communication skills, both written and verbal, in English.
- Minimum of one year of work experience.
- Must be legally authorized to work in the United States.
- Able to work on-site at a designated company office during standard business hours.
Skills
- Risk-based analysis
- Underwriting
- Policy processing
- Decision-making
- Communication (written and verbal)
- Attention to detail
Location
- On-site
Work Type
- 100% in-office
- Full-time
Experience Level
- Associate
- Minimum of one year of work experience
Education Level
- High school diploma
Salary/Compensations
- $16/hr - $21/hr (Albany Pay Range)
Benefits
- Competitive compensation package
- Performance-based incentives
- Comprehensive benefits program
- Health insurance
- Dental insurance
- Vision insurance
- 401(k) with company match
- Paid time off
- Professional development opportunities
About the Company
- Farm Family specializes in farm and ranch protection with a wide range of products.
- Farm Family is a leader in serving the Northeast and Mid-Atlantic markets and is pursuing growth across the U.S.
- The Farm Family entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.
- Clearbrook's Core Values are Integrity, Collaboration, Pursuit of Excellence and Forward Thinking.
Equal Opportunity
- Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas.
- If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at 210-321-8400.
