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About the Role
KIRA is building the future of financial applications in Asia, leveraging AI to make money smart, reliable, and accessible. We are seeking passionate individuals to redefine financial services, moving beyond the status quo to create next-generation products for everyone.
Responsibilities
- Own a vertical end-to-end, including outcomes, metrics, and backlog prioritization.
- Define acceptance criteria for development and testing.
- Shape technical design, focusing on system boundaries, money-movement correctness, third-party integrations, and failure handling.
- Manage security, latency, scalability, and recovery aspects of the system.
- Make and defend complex trade-offs between correctness, speed, cost, reliability, and user experience.
- Integrate regulated constraints, such as licensing scope, CDD/KYC, and data privacy, into product development.
- Define and implement AI features, including decision-making, human oversight, evaluation, and handling of uncertainty.
- Ensure all AI-generated numbers trace back to real records.
- Ship features against external gates, building behind flags and coordinating with partners and regulatory bodies.
- Collaborate with Engineering, Design, Compliance, Operations, Treasury, and Finance/Reconciliation teams.
Requirements
- Significant experience owning a complex technical product end-to-end.
- Strong judgment and decisiveness in ambiguous situations.
- Ability to balance ambition with technical, regulatory, and operational realities.
- Capability to engage effectively with senior engineers.
- Solid system design understanding, including boundaries, datastores, queues, APIs, failure modes, and concurrency.
- Comfort reading, reviewing, and challenging design documents.
- Ability to sketch system architectures and sequences.
- Experience in a regulated domain (payments, banking, remittance, insurance) or demonstrable ability to ramp up quickly.
- Understanding of the unique challenges of money movement in regulated environments.
- Hands-on experience with LLM-based products.
- Ability to frame features for evaluation (offline, online, human feedback).
- Realistic understanding of AI limitations like hallucination, drift, and data gaps.
- Understanding of when AI models should not be in the loop.
- Strong English communication skills.
Skills
- Product leadership
- System design
- AI
- LLM
- Technical product ownership
- Backlog prioritization
- Acceptance criteria definition
- Technical design
- Money movement correctness
- Third-party integration
- Failure handling
- Security
- Latency management
- Scalability
- Recovery
- Trade-off analysis
- Regulatory compliance
- AI feature definition
- AI evaluation
- AI uncertainty handling
- Cross-functional collaboration
- English communication
Location
- Hybrid
- Local office
- Remote
Work Type
- Hybrid
- Remote
Experience Level
- Senior
- Product leadership experience
- Technical foundation
- AI judgement
About the Company
- KIRA's mission is to make money smart, reliable, and accessible to everyone.
- Founded in 2019, KIRA built the first mobile-first insurance platform, making insurance accessible online to millions in Southeast Asia.
- The company is expanding into spending, saving, investing, exchanging, and travel services.
- KIRA aims to build tools that empower users financially, fostering ease and self-reliance.
- The company believes AI is key to achieving its mission.
- KIRA seeks passionate individuals who are driven by building next-generation products and redefining financial applications.
- The company has a global team with over 20 nationalities, working from offices and remotely.