About the Role
At TD Securities, the Corporate and Investment Banking Credit function is an integral part of the full suite of services we offer under Investment Banking. Our Investment Banking professionals provide corporate and institutional clients with capital markets and banking advice and transaction executions worldwide. TD Securities offers its U.S. based employees the advantage of working in a highly focused operation, while being part of a major global investment dealer. Confidence in our U.S. operations stems from the recognition of our in-depth industry knowledge and from our outstanding credit, structuring, research and distribution capabilities. At TD Securities, you will learn the financing business and gain a competitive advantage of your own. You will be exposed to a wide variety of clients, financing structures and products. You will also work in a team environment, honing the credit and corporate banking skills necessary to be successful in the industry.
Responsibilities
- Assist in the preparation of detailed high quality credit submissions for clients in the Financial Institutions sector, which will detail risks and mitigants and include a review of financial performance and key metrics, as part of a team.
- Research and analyze clients’ financial situations, industry and market data.
- Construct and sensitize detailed financial models that help evaluate key credit metrics, financial covenants, and sensitivity to key variables.
- Compile data through due diligence and prepare comprehensive credit reviews that analyze transactions and client risks.
- Assist with deal negotiations and documentation.
- Interact with clients and credit adjudicators.
Requirements
- Bachelor's degree in Finance or Accounting
- 3-5 years of relevant credit and industry experience
- Strong financial/analytical skills
- Excellent verbal and written communication abilities
- Capacity to become adept at financial modeling
- Ability to work effectively in a team
Skills
- Credit
- Financial modeling
- Financial analysis
- Client interaction
- Deal negotiation
- Documentation
Location
- New York, New York, United States of America
Work Type
- Full-time
Experience Level
- 3-5 years
Education Level
- Bachelor's degree
Salary/Compensations
- $150,000 - $175,000 USD
Benefits
- Health and well-being benefits
- Savings and retirement programs
- Paid time off (Vacation PTO, Flex PTO, and Holiday PTO)
- Banking benefits and discounts
- Career development
- Reward and recognition
- Training programs
- Online learning platform
- Mentoring programs
About the Company
- TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience.
- With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple.
- Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions.
- In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.
- Together, we are reimagining what banking can be for our clients, colleagues and communities.
Equal Opportunity
- All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
- If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
