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About the Role

Regions is seeking a Mortgage Loan Officer to direct the origination of residential mortgage loans through a branch network, evaluating loan requests, analyzing financial data, and ensuring compliance with lending practices and regulations.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating loan progress and obtaining required documentation.
• Structures loans to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plans including potential and existing loan customers, realtors, builders, and developers, and frequency of contact.
• Answers customer calls and walk-in inquiries regarding loan products and qualification information.
• Makes sales calls on potential or existing customers to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business, and community organizations to promote and market loan products.

Requirements

• High School Diploma or GED.
• One (1) year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners in the market including realtors, builders, and financial planners.
• Registration with the Nationwide Mortgage Licensing System and Registry (NMLS).

Skills

• Good organizational skills.
• Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledgeable on agency and investor regulations and guidelines.
• Must be able to build and maintain internal and external relationships to deliver high levels of service.
• Must be able to multi-task competing priorities and meet tight deadlines.
• Proficient in Microsoft Office products.
• Sales acumen.
• Strong written and verbal communication skills.

Location

• Houston, Texas

Work Type

• Full time

Experience Level

• One (1) year of mortgage lending experience
• Proven mortgage production
• Abundant mortgage experience in developing external business via referral partners
• Mortgage Loan Officers with a recent minimum of 1M per month average proven production volume
• Current mortgage origination experience

Education Level

• High School Diploma or GED
• Bachelor's degree

Salary/Compensations

• $20,000 - $100,000+

Benefits

• Paid Vacation/Sick Time
• 401K with Company Match
• Medical, Dental and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

About the Company

• Regions believes associates deserve more than just a job, offering performance-driven individuals a place to build a career with more opportunities.
• Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit.
• Information submitted will be collected and reviewed by associates, consultants, and vendors of Regions to evaluate qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law.
• Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years.
• You may review, modify, or update your information by visiting and logging into the careers section of the system.

Equal Opportunity

• Equal Opportunity Employer/including Disabled/Veterans