About the Role
Wells Fargo Supply Chain Finance seeks a Senior Lead Credit Product Specialist to drive structured asset origination in partnership with third-party inventory management companies. This role requires significant experience in this specific area of lending and proven success in originating, designing, and closing highly-structured supply chain financing transactions for large corporations.
Responsibilities
- Partner with SCF Originations, Corporate & Investment Banking (CIB), and Commercial Banking (CB) relationship managers to source new inventory management solutions.
- Manage commercial coordination with third-party trading companies.
- Understand clients’ businesses, strategic objectives, operational priorities, sector trends, and financial positions.
- Independently work on client transactions and advise on peer transactions, including analyzing opportunities, structuring, proposing, and selling tailored financial solutions.
- Lead internal coordination for deals, including submitting transactions for management or independent risk approval.
- Engage with professionals and managers across the enterprise, serving as an expert product advisor to Supply Chain Finance leadership and business partners.
- Provide vision, direction, and expertise to leadership on evolving market needs to enable the innovation, design, and delivery of credit solutions.
- Serve as a mentor for less experienced individuals.
- Educate the enterprise and clients on third-party inventory management solutions.
- Deliver optimal financial structures and solutions to key bank clients by partnering with internal banking customers, deal teams, and subject matter experts.
- Bring a flexible approach to independent and cross-functional team efforts.
- Drive opportunities from ideation through closing in a matrixed environment.
Requirements
- 7+ years of secured or specialized lending sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
- History of success in partnering with relationship managers in driving thoughtful, well-structured product solutions for bank clients.
- Expertise originating, structuring, and closing large, structured finance transactions (ABL, Leasing, Receivable Purchase, Receivables Securitization, etc.), including specific experience in third-party inventory management structures.
- Knowledge of Supplier Finance, AR Purchase, and/or AR Securitization products and markets.
- Proven track record of solutions/product representation to C-Suite client executives.
- Ability to successfully collaborate with functional subject matter experts to lead complex deal teams, transactions, and strategic growth initiatives.
- Willingness to work on-site in one of the listed locations.
- Compliance with specific policies regarding outside activities or personal investing.
- Directly represent your own experiences during the recruiting and hiring process.
Skills
- Structured asset origination
- Supply chain financing
- Third-party inventory management
- Lending
- Financial solutions structuring
- Product advisory
- Risk management
- Client relationship management
Location
- On-site
Work Type
- Full-time
- On-site
Experience Level
- Senior Lead
- 7+ years
Salary/Compensations
- $159,000.00 - $305,000.00
Benefits
- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
About the Company
- Wells Fargo is a financial services company.
- Employees support a focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture.
- Employees are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance).
Equal Opportunity
- Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
- Applicants with Disabilities: To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.
- Wells Fargo maintains a drug free workplace.
