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About the Role
As a Senior Advisor, Credit Risk Oversight, you will play a key role in developing, implementing, and maintaining the credit risk management framework, including the oversight of credit underwriting and adjudication processes. This position reports to the Director, Financial Risk Oversight, and is part of the Group Risk Management and Compliance team.
Responsibilities
- Develop and update credit risk policies and guidelines to ensure compliance with regulatory requirements and industry best practices.
- Oversee credit underwriting and adjudication processes by measuring, monitoring, and reporting iA’s credit risk exposures.
- Ensure the accurate interpretation and application of credit risk policies and guidelines.
- Assess credit applications and structures from lending units and provide recommendations to senior management.
- Develop and monitor lending activities using out-of-order, impaired, and watch list credits, and escalate as needed.
- Help minimize credit loss experience through sound lending practices, implementation of policies and guidelines, and early identification of deteriorating credit situations.
- Prepare quarterly financial risk reports for senior management and the Board of Directors.
- Develop and maintain organizational financial risk indicators and limits.
- Contribute to credit risk quantification initiatives, including PD, LGD and EAD models, the Internal Capital Model process, ORSA process and Stress Testing Program.
Requirements
- Holds a bachelor’s degree in Finance, Economics, Business Administration, or a related field.
- Has a minimum of 8 years of recent experience in credit risk.
- Has experience with credit adjudication on loan portfolios.
- Demonstrates exceptional analytical and problem-solving skills.
- Demonstrates the ability to influence senior management and exercise sound judgment.
- Has strong communication, interpersonal, and report-writing skills.
- Level of advanced English language proficiency required, as the incumbent will be required to communicate daily with English-speaking clients and partners across Canada through email and telephone conversations.
- Intermediate French language proficiency required.
Skills
- Credit risk
- Analytics
- Reporting
- Risk quantification
- Credit adjudication
- IFRS 9
- PD, LGD and EAD models
- Internal Capital Model process
- ORSA process
- Stress Testing Program
Location
- Toronto
- Quebec
- Montreal
Work Type
- Hybrid
Experience Level
- Senior Advisor
- Minimum of 8 years of recent experience in credit risk
Education Level
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field
- Master’s degree or professional certification such as CFA or FRM (asset)
- Sound knowledge of IFRS 9 and its application (asset)
Salary/Compensations
- CAD 120,000 - $150,000
Benefits
- Flexible group insurance
- Competitive pension plan
- Share purchase plan
- Vacation plan, wellness days, and personal development days
- Telemedicine
- Employee and family assistance program
- Ergonomic furniture program
- Performance bonus
- Discounts on iA products
- Corporate bonus program
- Comprehensive benefits package
- Group insurance
- Retirement savings plan
- Flexible time off
- Wellness programs
About the Company
- iA Financial Group is the strength of a company with a human side, with its over 8,000 employees.
- Together, we have earned the trust of our more than four million clients and 25,000 advisors who have chosen us for their insurance, savings, and wealth management.
- With over $200 billion in assets and half a billion invested in technological innovation, we’re a key player in the financial services industry in Canada and the United States.
- The secret to our success? Investing in you, one person at a time.
- For over 125 years, we have believed that it’s by supporting our employees and surrounding ourselves with the most reputable leaders in the industry, we will continue to innovate.
- At iA, we’re invested in you.
Equal Opportunity
- At iA Financial Group, we support and celebrate diversity.
- We strive to provide a workplace that is recognized as inclusive for all, regardless of ethnic origin, nationality, language, religious beliefs, gender, sexual orientation, age, marital status, family situation, or physical or mental disability.
- Please note that if you need help or assistance to make the recruitment process more accessible for you, please Contact us here. Someone from our team will be happy to assist you with your needs.