Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Target Resume Now
About the Role
The U.S. RMBS group is seeking an Associate Director to lead transaction coverage, contribute to criteria and research, and engage with the market. This role involves end-to-end analysis of complex RMBS transactions, assessing risks, chairing rating committees, mentoring analysts, and interacting with industry stakeholders.
Responsibilities
- Lead primary and surveillance analysis of RMBS transactions, including collateral, structural, legal, and counterparty assessments.
- Own cash flow modeling, scenario design, and sensitivity analysis; oversee model deployment and results interpretation.
- Present recommendations at rating committees; chair committees as needed and document decisions to a high standard.
- Drive criteria application and contribute to criteria development and methodological enhancements.
- Produce high-quality research, market commentary, and issuer/investor communications.
- Manage and deepen assigned issuer and transaction relationships; represent Fitch in external meetings and conferences.
- Coach and review the work of junior and senior analysts to ensure analytical rigor and consistency.
- Monitor market developments, performance trends, and regulatory changes; translate insights into analytical viewpoints.
Requirements
- 5–8 years of relevant experience in RMBS/ABS, mortgage credit, structured finance, or closely related capital markets roles.
- Possess strong analytical and quantitative skills, including proficiency with cash flow modeling and large datasets.
- Excellent written and verbal communication skills and comfortable engaging senior external stakeholders.
- Thrive in a collaborative, fast-paced environment and can manage multiple transactions and deadlines.
Skills
- Cash flow modeling
- Large datasets analysis
- Written communication
- Verbal communication
- RMBS/ABS
- Mortgage credit
- Structured finance
- Capital markets
Location
- New York
- Chicago
Work Type
- Hybrid
Experience Level
- Associate Director
- 5-8 years
Education Level
- Bachelor's degree
- Advanced degree (plus)
- CFA (plus)
- FRM (plus)
Salary/Compensations
- $110,000 - $135,000
Benefits
- Dedicated trainings
- Leadership development programs
- Mentorship programs
- Retirement planning
- Tuition reimbursement
- Comprehensive healthcare offerings
- Generous global parental leave plan
- Paid volunteer days
- Matched funding for donations
About the Company
- Fitch Ratings is a leading provider of credit ratings, commentary and research.
- Dedicated to providing value beyond the rating through independent and prospective credit opinions, Fitch Ratings offers global perspectives shaped by strong local market experience and credit market expertise.
- Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions.
- Fitch has an open culture where employees can exchange ideas and perspectives, irrespective of seniority.
- Fitch embraces diversity and authenticity, encouraging an environment where employees can be their true selves.
- Fitch is committed to supporting its employees by advancing conversations around diversity, equity and inclusion.
- Fitch’s Employee Resource Groups (ERGs) offer professional and personal support.
- Fitch has a relentless hunger to innovate and unlock the power of human insights to drive value for customers.
Equal Opportunity
- Fitch is proud to be an Equal Opportunity and Affirmative Action Employer.
- We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.