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About the Role
This role supports business and client volume based on the bank's risk appetite, accelerating SME and corporate business development, and enhancing service levels. The incumbent will provide post-lending support, customer service, and underwriting for Small and Medium Enterprise (SME) and corporate loan products. The role also involves completing assigned tasks and preparing loan analysis and recommendations.
Responsibilities
- Implement business strategies to develop corporate banking and credit businesses and expand the client base.
- Approach and liaise with new customers and advance the onboarding process.
- Underwrite loan businesses, primarily in the commercial (non-CRE) sector, by analyzing creditworthiness and risk mitigants.
- Conduct market and industrial research to identify new business opportunities.
- Participate in events to promote and cross-sell the Bank’s corporate and commercial banking products and services.
- Meet business objectives set by the supervisor and Branch Manager.
- Manage post-lending tasks, including monitoring project performance and conducting customer visits.
- Collect post-lending documents and draft loan reviews.
- Address post-lending questions and issues to manage emerging risks.
- Manage customer relationships to ensure seamless client service and promote cross-selling.
- Respond to customer inquiries and complaints professionally and promptly.
- Conduct preliminary compliance assessments during corporate customer onboarding.
- Identify, monitor, mitigate, report, and escalate emerging risks.
- Adhere to the Bank’s risk and compliance policies and procedures.
- Participate in bank-wide projects and undertake occasional tasks.
Requirements
- Bachelor’s Degree or above, preferably in Finance, Economics, Accounting, or relevant fields.
- Minimum 4 years of general corporate and commercial banking and lending experience.
- Moderate knowledge of financial analysis and credit underwriting (primarily in CRE lending business).
- Sound knowledge of due diligence process, regulatory and compliance.
- Proficiency in Microsoft Word, Excel, Access, PowerPoint.
- Bilingual ability in Mandarin and English required.
Skills
- Financial analysis
- Credit underwriting
- Due diligence
- Regulatory compliance
- Microsoft Word
- Microsoft Excel
- Microsoft Access
- Microsoft PowerPoint
- Mandarin
- English
Location
- N/A
Work Type
- N/A
Experience Level
- Minimum 4 years of experience
Education Level
- Bachelor's Degree or above
Salary/Compensations
- USD $42,000.00 - USD $150,000.00 /Yr.
About the Company
- Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions.
- Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Financial Institutions and Global Markets lines of business.