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About the Role

As a Senior Frontend Engineer on the Personal Loans team, you will own the borrower-facing experiences that drive Prosper's core business -- from rate check through funding. Using modern web and mobile technologies, you will build and maintain the applications that guide borrowers through one of the most important financial decisions they'll make. Your work will directly impact conversion, borrower satisfaction, and Prosper's top-line growth. We are investing heavily in AI across our engineering organization -- from AI-assisted development workflows to intelligent borrower experiences. You'll be joining a team that actively embraces AI tools to accelerate delivery, improve code quality, and explore new ways to make the borrower journey smarter and more personalized.

Responsibilities

Collaborate within a cross-functional team that includes product, design, backend engineering, and quality engineers to deliver seamless borrower experiences across web and mobile.
Own projects end to end -- from technical design and architecture through launch, iteration, and measurement -- driving outcomes that move the business forward.
Build and evolve our React and React Native applications within a pnpm/Turborepo monorepo, shipping features that work beautifully on every platform.
Design and maintain shared component libraries and cross-platform modules that accelerate development across multiple product teams.
Partner with backend and platform engineering teams to integrate with GraphQL and RESTful APIs in a performant, reliable, and secure manner.
Identify and drive improvements in performance, testing, accessibility, and developer experience that make the entire team more effective.
Uphold high standards of code quality and user experience while iterating rapidly in a regulated environment.
Leverage AI-powered tools (coding assistants, automated testing, code review) to amplify your productivity and help establish best practices for AI-assisted development across the team.
Contribute to a strong, inclusive engineering culture by mentoring peers, championing best practices, and participating in thoughtful code reviews.

Requirements

BS in EE/CS with 8+ years of experience or MS in EE/CS or other applicable disciplines with 6+ years of experience
Deep proficiency in React, React Native, and TypeScript, with the versatility to move seamlessly between web and mobile platforms if applicable.
Hands-on experience with GraphQL (Apollo) and RESTful APIs to power high-performance applications.
Familiarity with monorepos (pnpm, Turborepo), bundlers (Vite), and CI/CD pipelines to maintain a high-velocity development environment.
Disciplined approach to automated testing using tools like Jest, Playwright, or Detox to ensure systems are meticulous and trustworthy.
Active use of AI coding assistants (Cursor, Copilot) and a commitment to exploring new AI developments to enhance team productivity and solve product problems.
A sharp eye for UX/UI polish, ensuring high-stakes financial flows feel intuitive, professional, and reliable.
A proactive, high-accountability approach to driving projects to completion and unblocking yourself to deliver outcomes, not just outputs.
A deep focus on the "borrower behind the screen," sweating the details to maintain trust in a domain where financial accuracy is paramount.
Excellence in cross-functional communication and a dedication to elevating the team through clear mentorship and knowledge sharing.

Skills

React
React Native
TypeScript
GraphQL
RESTful APIs
pnpm
Turborepo
Vite
CI/CD
Jest
Playwright
Detox
AI coding assistants
UX/UI polish
Cross-functional communication
Mentorship
Expo
mobile deployment workflows
Tamagui
styled-components
fintech
lending
regulated industries
feature flagging
A/B testing
data-driven product development
Swift
Kotlin

Location

SF office

Work Type

Hybrid

Experience Level

Senior
8+ years of experience
6+ years of experience

Education Level

BS in EE/CS
MS in EE/CS

Salary/Compensations

$173,000 - $205,000

Benefits

401(k) with a 5% company match
Flexible time off
Paid parental leave
Annual wellness allowance
Comprehensive health coverage
Udemy access
Childcare assistance
Pet insurance
Additional savings through Beneplace

About the Company

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country.
Since 2005, Prosper has helped over 2 million customers achieve financial well-being through a comprehensive suite of digital personal finance products.
Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey.
Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions.
We are growing our Technology team to support our various financial products.
The ideal candidate is passionate about learning the Fintech domain and delivering cutting-edge, high-quality solutions to solve business problems.
We utilize a progressive, test-driven, Agile development methodology that places a high premium on communication, teamwork, sound design and clean implementation.
We’re on a mission to hire the very best, and we are committed to creating exceptional employee experiences where everyone is respected and has access to equal opportunity.
We realize that new ideas can come from everywhere.
It is important to us that every hire connects with our vision, mission, and core values.
Join a leading fintech company that’s democratizing finance for all!
Prosper thrives with people who think outside of the box and aren't afraid to challenge the status quo.
We invite you to join us on our mission to advance financial well-being.

Equal Opportunity

Applicants have rights under Federal Employment Laws.
Family & Medical Leave Act (FMLA)
Equal Employment Opportunity (EEO)
Employee Polygraph Protection Act (EPPA)
California applicants: please click here to view our California Consumer Privacy Act (“CCPA”) Notice for Applicants, which describes your rights under the CCPA.
Illinois applicants: please click here to view our Artificial Intelligence Notice for Applicants.
At Prosper, we're looking for people with passion, integrity, and a hunger to learn.
We encourage you to apply even if your experience doesn't precisely match the job description.
Your unique skill set and diverse perspective will stand out and set you apart from other candidates.
Prosper is committed to an inclusive and diverse workplace.
All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs.
We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law, including the San Francisco Fair Chance Ordinance.
Prosper will consider for employment qualified applicants who are non-US citizens and will provide green card sponsorship.