About the Role
This role is responsible for managing the end-to-end product life cycle, including market research, competitor analysis, feature determination, strategy development, and identifying innovative opportunities to modernize product offerings and deliver a unified customer experience. The associate will lead the Consumer Credit Card early month on book (EMOB) strategy, driving customer activation, spend, feature adoption, and relationship deepening.
Responsibilities
- Owns EMOB performance across Consumer Credit Card portfolios
- Develops strategies that drive activation, digital engagement, digital wallet adoption, rewards engagement, recurring spend, and primary card positioning
- Translates performance trends into actionable strategic recommendations
- Partners with product, rewards, marketing, digital, analytics, and risk teams to prioritize growth opportunities
- Develops business cases and monitors initiative outcomes
- Establishes a KPI framework and executive reporting for EMOB
- Drives roadmap development for onboarding experiences
- Influences enterprise initiatives impacting onboarding, communication orchestration, and client journeys
Requirements
- 5+ years of strategy development or product management experience
- Outstanding communication and presentation skills (verbal and written)
- Ability to concisely summarize key observations, clearly articulate considerations, and propose solutions
- Self-starter, curious and eager to move the business forward
- Ability to think both strategically and tactically and implement when needed
- Ability to engage across business lines and develop strong working relationships with business partners and all levels of management
- Demonstrated out-of-box thinker
- Strives to bring new thoughts and ideas to drive innovation and unique solutions
- Exhibit a strong drive for results and success
- Convey a sense of urgency to achieve outcomes and exceed expectations
- Persists despite obstacles, setbacks and competing influence
- Understand product performance metrics, revenue and expense opportunities, and business case analysis
Skills
- Credit card product management
- Customer lifecycle management
- Acquisition and onboarding strategy
- Payments or digital wallet ecosystems
- Analytics and business case development
- Executive communication and stakeholder management
Location
- Boston, MA
- New York, NY
Work Type
- Onsite
- Hybrid
Experience Level
- 5+ years of strategy development or product management experience
Education Level
- Bachelor’s degree in related field or equivalent work experience
Salary/Compensations
- $103,500.00 - $150,100.00 annualized salary
Benefits
- Discretionary incentive eligible
- Eligible to participate in the annual discretionary plan
- Industry-leading benefits
- Access to paid time off
- Resources and support
About the Company
- At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.
- Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
- We’re devoted to being a diverse and inclusive workplace for everyone.
- We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
- Bank of America believes both in the importance of working together and offering flexibility to our employees.
- Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference.
Equal Opportunity
- It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
