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About the Role
As a Specialist, Impairment Reporting, you will play a key role in delivering monthly IFRS 9 impairment reporting, providing valuable insight into portfolio performance and the drivers of expected credit losses. You will work across Credit Risk, Collections, and Finance to ensure impairment calculations are accurate, robust, and well understood, supporting strategic decision-making.
Responsibilities
- Own the monthly IFRS 9 impairment reporting process, delivering accurate expected credit loss (ECL) results and providing insight into key performance drivers.
- Partner with stakeholders across Credit Risk, Finance, and Collections to understand portfolio performance, explain impairment movements, and support business decision-making.
- Assess the impact of lending, customer management, and collections strategies on impairment outcomes, identifying emerging risks and trends.
- Support the ongoing enhancement of impairment reporting, including PMAs, model parameter updates, validations, and business change initiatives.
- Use Python, SQL, and data-led analysis to challenge results, generate meaningful insights, and provide visibility to senior stakeholders across the business.
Requirements
- Experience in IFRS 9 impairment reporting, ECL forecasting, credit risk analytics, or a related discipline.
- Strong analytical skills with experience using Python and SQL to interrogate data, solve problems, and generate insight.
- Understanding of impairment drivers, risk trends, and portfolio performance within lending businesses.
- Ability to communicate complex analysis clearly and confidently to a range of stakeholders, including senior leaders.
- Organized and proactive approach, with the ability to manage multiple priorities in a fast-paced environment.
Skills
- Python
- SQL
- IFRS 9 impairment reporting
- ECL forecasting
- Credit risk analytics
- Data analysis
- Portfolio performance analysis
- Risk trends analysis
- Communication
- Stakeholder management
- Problem-solving
- PMAs
- IFRS 9 models
- Impairment methodology
- Power BI
Work Type
- Hybrid
- Permanent
About the Company
- At NewDay, we help millions of people move forward with credit.
- As one of the UK's leading providers of consumer credit, we're constantly using data, technology and insight to make smarter decisions for our customers and our business.
Equal Opportunity
- At NewDay, we value all types of diversity.
- We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture.
- We want all our colleagues to feel able to bring their whole selves to work.
- We don’t discriminate on the basis of protected characteristics or identities.
- We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process.
- Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you.
- We work with Textio to make our job design and hiring inclusive.