About the Role
The Reinsurance Analyst is pivotal to the company’s risk strategy, analyzing reinsurance contracts and pinpointing critical trends across the Hippo and Spinnaker reinsurance program. This role brings a strong background in statistical analysis to shape key decisions and translate complex data into strategic actions. In collaboration with Finance, Underwriting, Corporate Risk, CAT modeling/analytics, and Claims, the Analyst ensures reinsurance practices align with corporate goals and supports the Manager, Reinsurance in the placement process to help secure optimal coverage terms for the company.
Responsibilities
- Collaborate with the Reinsurance Manager and Program Managers to support and facilitate the placement of reinsurance for Hippo corporate and Spinnaker program business
- Serve as a reinsurance subject matter expert, acting as a liaison across the organization, collaborating with finance, underwriting, corporate risk, CAT modeling/analytics, claims, etc.
- Assist with the drafting, review, and execution of ceded reinsurance contracts, flagging discrepancies between negotiated terms and contract language ahead of Manager’s sign off.
- Monitor portfolio-level exposures, respond to events, and coordinate modeling both gross and net exposures for various programs
- Develop and present complex ad-hoc reinsurance reports for executive management review
- Design and deliver market presentations for corporate reinsurance in partnership with reinsurance brokers, demonstrating quantitative analysis and critical thinking skills
- Coordinate with Accounting, Reinsurance Operations, and Program Managers for document review, term implementation, and process coordination
- Drive the successful fulfillment of mandatory state data submissions
- Monitor and evaluate the financial strength and participation of Hippo and Spinnaker’s reinsurers
Requirements
- Bachelor's degree required, preferably in Business Administration, Finance, Risk Management, Accounting, Actuarial Science, or Economics
- 3-6 years of industry experience/expertise (reinsurer, insurance carrier, or consulting firm)
- Must possess a foundational understanding of reinsurance, P&C insurance, operations, and systems
- Advanced Excel and PowerPoint skills
- Strong interpersonal skills
- Excellent communication skills
- Exceptional analytical, technical, and problem-solving
- Proven experience leading projects and demonstrating follow-through and execution
- Reinsurance underwriting experience, including assumed treaty or facultative business
- Program or MGA underwriting experience, including evaluation of delegated underwriting authority
- Experience working with underwriting data and analytical tools
Skills
- Statistical analysis
- Advanced Excel
- Advanced PowerPoint
- Interpersonal skills
- Communication skills
- Analytical skills
- Technical skills
- Problem-solving skills
- Quantitative analysis
- Critical thinking
Location
- Austin, TX
- Dallas, TX
- Morristown, NJ
- San Jose, CA
Work Type
- Hybrid
- Flexible
Experience Level
- 3-6 years
Education Level
- Bachelor's degree
Salary/Compensations
- $103,500-$140,000
Benefits
- Multiple medical plans
- 100% employer covered dental & vision plans
- 401(k)-retirement plan
- Short & long-term disability
- Employer-paid life insurance
- Flexible Spending Accounts (FSA) for health and dependent care
- Employee Assistance Program (EAP)
- Equity compensation
- Training and internal career growth opportunities
- Flexible Time Off
- 12 weeks of parental leave for primary and secondary caregivers
- Snacks and drinks available
- Catered lunches for onsite employees
About the Company
- Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most.
- Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences.
- Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement.
- If you're energized by building what's next, we'd love to meet you.
Equal Opportunity
- Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion.
- Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.
- Hippo CCPA
