Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

Join Vanguard's Financial Crime team as a Financial Crime Operations Specialist, acting as a subject matter expert in Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Source of Wealth (SoW) assessments, and periodic reviews for high-risk and Politically Exposed Person (PEP) customers. You will collaborate with Compliance, Risk, Operations, and Technology stakeholders to shape financial crime controls, provide expert guidance, and enhance Vanguard's financial crime framework. This role offers an opportunity to solve complex problems, influence stakeholders, and drive risk outcomes within a respected investment management firm.

Responsibilities

Lead complex CDD, EDD, SoW and periodic review activities, applying sound judgement to identify, assess and escalate financial crime risks.
Act as a trusted subject matter expert on customer risk assessments, financial crime controls and regulatory requirements, providing guidance and constructive challenge.
Support the design, implementation, testing and enhancement of financial crime controls, identifying opportunities to improve effectiveness and efficiency.
Produce high-quality, evidence-based risk assessments, investigation summaries and management information.
Support internal and external audits, regulatory reviews and remediation activities.
Build and maintain strong relationships across Financial Crime, Compliance, Risk, Operations, Technology and external partners.
Contribute to the development of policies, procedures and guidance.
Coach, mentor and share knowledge with colleagues to help build team capability and foster a strong culture of compliance.
Drive continuous improvement initiatives, identifying opportunities to enhance controls, processes and customer outcomes.
Participate in projects and initiatives that support the ongoing evolution of Vanguard's financial crime framework.

Requirements

Experience in AML/KYC, CDD, EDD, SoW, periodic reviews, financial crime investigations or related financial crime activities within Financial Services.
Strong understanding of Financial Crime regulations and lifecycle, including AML, Sanctions, Bribery and Corruption and Tax Evasion.
Demonstrable experience assessing higher-risk clients and complex financial crime scenarios.
Strong analytical, investigative and risk assessment skills, with the ability to make balanced, evidence-based decisions.
Experience providing guidance and challenge to stakeholders on financial crime risk matters.
Ability to produce clear, concise and well-reasoned holistic risk assessments and recommendations.
Strong communication, stakeholder management and influencing skills.
Proven ability to identify control weaknesses and recommend practical, risk-based solutions.
Undergraduate degree or equivalent combination of training and experience.

Skills

AML/KYC
CDD
EDD
SoW
Financial Crime Investigations
Financial Crime Regulations
Risk Assessment
Stakeholder Management
Communication
Influencing

Location

Hybrid

Work Type

Hybrid
Full-time

Experience Level

Experienced

Education Level

Undergraduate degree or equivalent combination of training and experience
Professional qualification in Financial Crime, AML or Compliance (e.g. ICA, ACAMS, CFCS) (Desirable)
Strong knowledge of UK Money Laundering Regulations, JMLSG Guidance, FCA expectations and broader regulatory frameworks (Desirable)

About the Company

Vanguard is a different kind of investment company. It was founded in the United States in 1975 on a simple but revolutionary idea: that an investment company should manage its funds solely in the interests of its clients.
This is a philosophy that has helped millions of people around the world to achieve their goals with low-cost, uncomplicated investments.
It's what we stand for: value to investors.
Vanguard has implemented a hybrid working model for the majority of our crew members, designed to capture the benefits of enhanced flexibility while enabling in-person learning, collaboration, and connection.
We believe our mission-driven and highly collaborative culture is a critical enabler to support long-term client outcomes and enrich the employee experience.

Equal Opportunity

Vanguard’s continued commitment to diversity and inclusion is firmly rooted in our culture. Every decision we make to best serve our clients, crew (internally employees are referred to as crew), and communities is guided by one simple statement: “Do the right thing.”
We believe that a critical aspect of doing the right thing requires building diverse, inclusive, and highly effective teams of individuals who are as unique as the clients they serve. We empower our crew to contribute their distinct strengths to achieving Vanguard’s core purpose through our values.
When all crew members feel valued and included, our ability to collaborate and innovate is amplified, and we are united in delivering on Vanguard's core purpose: to take a stand for all investors, to treat them fairly, and to give them the best chance for investment success.