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About the Role

ClearScore is seeking a proactive, outcomes-oriented Senior Full Stack Data Scientist to join their Data & Analytics team. This role will enhance the user experience through improved dynamic content targeting and prioritization, taking end-to-end ownership of data science and machine learning solutions across various use cases, business areas, and markets. Your contributions will directly support the Global Targeting mission and the organization's overall strategy.

Responsibilities

Lead the end-to-end development of data science and machine learning solutions, from business concept through to impact evaluation, to enable a better user experience through data-driven Targeting.
Collaborate closely with cross-functional stakeholders to shape how Data Science and the broader Targeting initiative can effectively support business needs and drive maximum impact.
Set the quality bar for production deployments by scrutinizing data, features, and model behavior, and identifying issues in data and processes before they reach users.
Identify and implement improvements and optimizations in model development and management processes to drive more efficient and standardized ways of working.
Drive the strategic utilization of model outputs for decision-making, working with the Global Targeting squad to influence user-facing content.
Explore new developments in Machine Learning and AI and determine their effective utilization for better user and business outcomes.

Requirements

A self-starter mindset: curious, collaborative, and committed to continuous learning, including adopting new tools.
A desire to deeply understand a problem and its business importance before solving it, proactively seeking context.
Strong ability to think critically about and reason concisely with data.
A drive to understand users, products, and their interactions, building advanced knowledge of data assets and their connection to user financial wellbeing.
Advanced Python and SQL skills.
Strong understanding of dbt and Analytics Engineering for feature engineering.
In-depth knowledge of varied statistical and machine learning techniques.
Capability across the full model lifecycle, including deployment and maintenance in production.
Demonstrable experience using business-domain knowledge to drive model development or derive insights from data.
Ability to explain key findings from complex analysis and modeling to both technical and non-technical audiences.
Comfort interacting with stakeholders from different organizational specialisms.

Skills

Python
SQL
dbt
Analytics Engineering
Statistical techniques
Machine learning techniques
Model lifecycle management
AI tools
Real-time/near real-time inference solutions
Databricks
Consumer lending
Credit bureau data

Location

Remote
Hybrid

Work Type

Hybrid

Experience Level

Senior

Education Level

Postgraduate degree or equivalent qualification in a STEM field

Benefits

25 paid holidays and a “duvet day” on your birthday
Hybrid Work Environment
Private health and dental cover - including mental health support through Bupa
GP office visits
Life assurance scheme
Up to 6% matched pension
Regular Lunch and Learns with guest speakers
Dog-friendly office
Daily breakfast and free snacks
Access to discounts via Cobens Extras
Free sports and social clubs
Continued investment into learning and development
Leadership-led training
In-house psychotherapist
Financial coach to help you plan and achieve your goals
No clock-watching culture
Generous maternity and paternity plans
Culture and inclusion representatives
Transparent pay structure and a career growth plan

About the Company

ClearScore is the UK's #1 credit score and report app, with a global presence in South Africa, Australia, and Canada, serving over 20 million users. They have established relationships with over 50 UK lenders and have helped 1.8 million users obtain new credit since October 2016. ClearScore is user-centric, leveraging technology for positive financial choices, and is design-led and data-driven. Their company culture values smart, driven, passionate, and diverse individuals who want to make an impact. They offer flexible work, no fixed desk hours, and focus on outcomes over effort. They foster an inclusive culture where all employees are encouraged to contribute ideas, prioritize wellbeing, and seek career growth opportunities.

Equal Opportunity

ClearScore is committed to providing equal employment opportunities to all qualified individuals.
As an equal opportunity employer, ClearScore is able to make reasonable adjustments to accommodate individuals with disabilities during the recruitment and selection process.
We celebrate diversity and are committed to creating an inclusive environment for our people.