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About the Role
Seeking a Portfolio Associate to support the management and monitoring of a diversified portfolio of leveraged and corporate loan exposures. This individual will partner closely with Underwriting, Leveraged Finance, Capital Markets, and Relationship Management teams to evaluate credit performance, identify emerging risks, and support credit decision-making throughout the life of a transaction.
Responsibilities
- Monitor the ongoing credit performance of a portfolio of middle-market and large corporate borrowers.
- Analyze quarterly and annual financial results, operating trends, liquidity, leverage, and cash flow performance.
- Identify and escalate emerging credit risks, industry developments, and covenant compliance concerns.
- Maintain risk ratings and recommend changes based on evolving borrower fundamentals.
- Participate in annual reviews, portfolio reviews, watchlist discussions, and risk committee presentations.
- Build and maintain detailed financial models.
- Perform cash flow, liquidity, leverage, and debt service coverage analysis.
- Conduct comparable company and capital structure analyses.
- Assess borrower repayment capacity and downside risk scenarios.
- Review management projections and variance-to-plan reporting.
- Evaluate amendments, waivers, covenant modifications, and restructuring requests.
- Review credit agreements, loan documents, security packages, and collateral reporting.
- Support underwriting efforts for new transactions, refinancings, and incremental financings.
- Assist in preparing credit memoranda and approval materials.
- Partner with Leveraged Finance, Capital Markets, Industry Coverage, Research, Trading, and Legal teams.
- Present borrower updates and portfolio analysis to senior management.
- Collaborate with relationship managers and deal teams on ongoing client developments.
Requirements
- 2-5 years of experience in Commercial Banking, Corporate Banking, Leveraged Finance, Credit Risk Management, Asset-Based Lending (ABL), or Portfolio Management.
- Experience analyzing non-investment grade and leveraged borrowers.
- Strong understanding of commercial loan structures and credit documentation.
- Familiarity with revolvers, term loans, ABL facilities, and covenant packages.
- Financial modeling and credit underwriting experience.
- Formal Credit Training Program preferred.
- Bachelor's degree in Finance, Accounting, Economics, or related field.
Skills
- Advanced Excel
- Financial modeling
- Strong accounting
- Financial statement analysis
- Bloomberg
- Capital IQ
- FactSet
- Excellent analytical skills
- Excellent communication skills
- Excellent presentation skills
- Ability to manage multiple priorities in a fast-paced environment
Location
- New York, NY
Work Type
- Full Time
Experience Level
- 2-5 years
Education Level
- Bachelor's degree in Finance, Accounting, Economics, or related field.
Salary/Compensations
- $100,000 - $150,000
Benefits
- Annual discretionary incentive and retention bonus
- Medical coverage
- Dental coverage
- Vision coverage
- 401(k)
- Life insurance
- Accident insurance
- Disability insurance
- Wellness programs
- Paid time off packages
- Planned time off (e.g., vacation)
- Unplanned time off (e.g., sick leave)
- Paid holidays
- Paid parental leave
About the Company
- Jefferies is a leading global, full-service investment banking and capital markets firm that provides advisory, sales and trading, research, and wealth and asset management services.
- With more than 40 offices around the world, we offer insights and expertise to investors, companies, and governments.
- At Jefferies, we are committed to building a culture that provides opportunities for all employees regardless of our differences and supports a workforce that is reflective of the communities where we work and live.
- As a result, we are able to pool our collective insights and intelligence to provide fresh and innovative thinking for our clients.
Equal Opportunity
- Jefferies is committed to creating and sustaining a workforce that welcomes individuals from all backgrounds to apply.
- Our employment decisions are made without regard to race, creed, color, national origin, ancestry, religion, pregnancy, age, medical condition, physical or mental disability, marital status, domestic partner status, sex, sexual orientation, gender, gender identity or expression, veteran or military status, genetic information, reproductive health decisions, or any other factor protected by applicable law.
- We are committed to hiring the most qualified applicants and complying with all federal, state, and local equal employment opportunity laws.
- As part of this commitment, Jefferies will extend reasonable accommodation to individuals with disabilities, as required by applicable law.