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About the Role

This position coordinates and reinforces the efforts of business banking by managing the due diligence and documentation related to government program lending, focusing on government program loans from the Retail Bank channel. Responsible for determining required documentation to meet all government program requirements and perfect a loan guaranty on lines of credit and term loan requests up to $250,000. Services loans in the Bank's portfolio including modifications, reporting, and accounting functions, and processes purchase claim submissions to the SBA.

Responsibilities

Accumulates, prepares, organizes, executes, and submits SBA and other government program loan packages.
Acts as the liaison with clients, business partners, service center personnel, and centralized departments to ensure prompt and accurate client service.
Works directly with customers and Branch Managers/Relationship Managers, providing excellent customer service by answering questions about loan requests and servicing.
Reviews loan documentation for regulatory compliance and approves initial drafts.
Coordinates loan processing in conjunction with government program guidelines.
Prepares documentation requests and assesses program eligibility.
Ensures timely and accurate reporting on the government program portfolio.
Reviews program and closing documentation, including insurance, disbursements, and closing documents.
Performs accounting functions related to government programs, including providing wire instructions, cashier checks, and GL account transactions.
Processes servicing actions, including changes to loans under the Bank's delegated authority.
Prepares government guarantee purchase requests.
Follows government programs Standard Operating Procedure (SOP) and internal procedures.
Understands and adheres to the Company’s risk and regulatory standards, policies, and controls.
Identifies risk-related issues needing escalation to management.
Maintains M&T internal control standards, including timely implementation of internal and external audit points and issues raised by external regulators.

Requirements

Associates degree and minimum of 1-year previous SBA loan products and documentation experience required, OR in lieu of a degree, a combined minimum of 3 years’ higher education and/or work experience.

Location

Buffalo, New York, United States of America

Work Type

Full-time

Experience Level

1-year experience

Education Level

Associate's degree
Bachelor's degree

Salary/Compensations

$22.61 - $37.67 Hourly (USD)

About the Company

M&T Bank is committed to fair, competitive, and market-informed pay for our employees.