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About the Role

Join Apple and help shape the future of our financial products, including Apple Card and Apple Cash. This high-impact role involves developing long-term strategy, assessing growth opportunities, managing key initiatives, and driving business planning within Wallets, Payments, and Commerce.

Responsibilities

• Work with Apple Card and Apple Cash product teams to develop long-term strategy.
• Assess new growth opportunities.
• Manage and coordinate large initiatives or investigations.
• Drive business planning.
• Conduct market analysis and competitive landscape assessments.
• Evaluate partnerships.
• Engage and partner with existing leaders across the product team and Apple.
• Identify new growth opportunities.
• Develop robust business cases.
• Lead key initiatives from concept to execution.
• Guide strategic discussions.
• Serve as a thought leader for Apple Card and Apple Cash product areas.
• Engage on topics across Wallets, Payments, and Commerce.

Requirements

• Minimum of 6 years of experience in Consulting, Investment Banking, Corporate Strategy, Strategic Finance, or a similar strategy and planning function in a global, fast-paced organization.
• Understanding of consumer payments capabilities, business models, and international market dynamics.
• Experience in financial and business case modeling, particularly in the payments industry.
• Ability to build and defend sophisticated models that support strategic planning and investment.
• Adept at navigating ambiguity and structuring open-ended questions into clear, actionable frameworks.
• Proactive mindset and high degree of ownership to drive projects independently.
• Exceptional communication and presentation skills.
• Ability to craft compelling narratives and articulate complex strategic concepts clearly to senior leadership and diverse audiences.
• 2+ years of experience in P2P payments or credit cards.
• Understanding of major payment systems outside the U.S.
• Understanding of stablecoins, tokenized deposits, and blockchain technology.
• Experience working with Product and Engineering teams.

Skills

• Payments strategy
• Financial modeling
• Business case modeling
• Strategic planning
• Market analysis
• Competitive landscape assessment
• Partnership evaluation
• Communication
• Presentation

Location

• Apple Park, Cupertino, CA

Work Type

• Full-time

Experience Level

• Minimum 6 years
• 2+ years

Education Level

• Bachelor’s Degree in Finance, Economics, or a quantitative field
• MBA or equivalent graduate degree

About the Company

• The people here at Apple don’t just create products — they create the kind of wonder that’s revolutionized entire industries.
• It’s the diversity of those people and their ideas that inspires the innovation that runs through everything we do, from amazing technology to industry-leading environmental efforts.
• Join Apple, and help us leave the world better than we found it.
• The Apple Card / Apple Cash team focuses on first-party financial service offerings for Apple Pay.
• Focus areas are consumer credit cards, P2P money transfer, stored value, and other consumer financial products.