About the Role
The Middle Market Property & Casualty Senior Underwriter evaluates, selects, prices, and manages a profitable portfolio of middle market commercial accounts. This role partners with brokers and agents to develop new business opportunities while adhering to company guidelines and profitability objectives.
Responsibilities
- Underwrite new and renewal Middle Market Property & Casualty accounts with authority, focusing on profitability, growth, and retention.
- Analyze commercial risks by evaluating financial statements, loss history, operations, exposures, and coverage requirements.
- Determine appropriate pricing, coverage, terms, and conditions based on underwriting guidelines and risk characteristics.
- Develop and maintain strong relationships with brokers, agents, and internal business partners to drive profitable new business production.
- Negotiate coverage, pricing, and terms while balancing customer needs and company objectives.
- Manage an assigned portfolio, monitoring account performance, rate adequacy, retention, and profitability.
- Conduct agency visits, broker meetings, and marketing activities to strengthen distribution relationships and identify growth opportunities.
- Collaborate with Risk Engineering, Claims, Legal, and other internal partners on complex accounts.
- Mentor and provide technical guidance to junior underwriters and underwriting assistants.
- Maintain knowledge of market conditions, industry trends, regulatory changes, and competitive positioning.
- Exercise sound underwriting judgment while operating within delegated authority and referral guidelines.
Requirements
- Underwriting authority
- Delegated authority
- Referral guidelines
Skills
- Underwriting
- Risk analysis
- Financial statement analysis
- Loss history analysis
- Negotiation
- Portfolio management
- Marketing
- Mentoring
- Technical guidance
- Market analysis
- Industry trend analysis
- Regulatory change analysis
- Competitive positioning analysis
Location
- New York
Work Type
- Full-time
Experience Level
- Senior
Salary/Compensations
- $125,000 - $150,000
Benefits
- First class training and development opportunities
About the Company
- Starr is a global leader in commercial insurance with over a century of expertise.
- We empower our employees to innovate, make impactful decisions, and build lasting client relationships worldwide.
- We operate in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients.
- We are a rapidly growing company that invests in its people and their ability to drive real progress.
Equal Opportunity
- Starr is an equal opportunity employer, which means we'll consider all suitably qualified applicants regardless of gender identity or expression, ethnic origin, nationality, religion or beliefs, age, sexual orientation, disability status or any other protected characteristic.
- We recruit and develop our people based on merit and we're committed to creating an inclusive environment for all employees.
