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About the Role
This role provides ongoing management and continual development of new business pricing for retirement income products. It supports the delivery of the overall retirement income strategy by proposing pricing changes and analyzing competitor strategies to maximize the commercial offering.
Responsibilities
- Propose all pricing changes to retirement income products to ensure competitiveness and alignment with business plan targets.
- Manage stakeholder relationships to ensure clear understanding and effective implementation of pricing proposals and strategy.
- Implement pricing changes into administration platforms with stakeholder communication.
- Produce and develop pricing management information for internal and external reporting.
- Contribute to the development of the Just Retail business plan.
- Support the development and implementation of new income products and enhancements through pricing and market analysis.
- Support change initiatives by utilizing technology for efficient model, tool, and process improvements.
- Act as the lead for all retirement income pricing related queries.
- Provide analytical support to the Income product team.
- Maintain a thorough understanding of the retirement income sector, market environment, and competitive product positioning.
Requirements
- Experience within the UK retirement industry with in-depth knowledge of retirement income products, their mechanics, and sales/profit focus.
- Experience in product pricing and a proven understanding of the commerciality of annuity products.
- Experience with actuarial models and interpreting results.
- Proven experience working in the retail retirement income market.
- Strong understanding of P&L management and ability to action changes to business plan metrics.
- Ability to work under pressure in a fast-moving environment with tight deadlines.
- Highly numerate with excellent analysis and problem-resolution skills.
- Excellent verbal, written communication, and interpersonal skills, with the ability to present complex financial and product concepts clearly.
- Ability to negotiate and influence key internal and external stakeholders across all levels.
Skills
- Pricing
- Product Development
- Market Analysis
- Stakeholder Management
- Reporting
- Business Planning
- Change Management
- Analytical Skills
- Communication Skills
- Negotiation Skills
- Influencing Skills
Location
- London
Work Type
- Hybrid
- Permanent
- Full-time
Benefits
- Competitive salary
- Pension scheme
- Life assurance
- 25 days annual leave plus an additional day for birthday
- Private medical cover
- Income protection
- Generous bonus scheme
- Opportunities for career progression
- Free access to Headspace app
- 24/7 employee assistance helpline
- Trained physical and mental health first aiders
- Variety of employee-funded benefits via online portal
- Additional purchase options for benefits
About the Company
- Just Group helps people achieve a better later life through market-leading, award-winning products and services.
- The company is fast-growing, with over 1,400 colleagues, and is on a growth journey to become the UK’s most loved retirement expert.
- The company culture is ambitious, curious, and collaborative, with a focus on delivering the best outcomes for customers.
Equal Opportunity
- Valuing diversity of thought and fostering a sense of belonging is critical to business success, driving innovation and balanced decision making.
- Committed to DEIB (Diversity, Equity, Inclusion and Belonging) to deliver a brilliant employee experience.
- Committed to HM Treasury Women in Finance Charter and Race at Work Charter targets.
- Supports a wide range of employee networks and events, championing issues including intergenerational working, social mobility, and neurodiversity.