About the Role
The Structured Finance and Alternate Investment Funds practice evaluates the credit risk of securitized products and fund structures by analyzing underlying asset performance, structural protections, cash-flow mechanics, and downside stress scenarios. Analysts produce opinions that help issuers and investors compare complex instruments, bringing market-relevant perspectives on topics such as performance trends, issuance conditions, and AI’s role in origination and securitization.
Responsibilities
- Guide and coach junior analysts and research staff, building capability in credit analysis, data discipline, and analytical tooling.
- Strengthen team productivity by creating reusable analytical assets and contributing to lightweight automation initiatives.
- Identify and propose workflow improvements that remove unnecessary manual steps.
- Lead end-to-end credit analysis and surveillance for assigned structured finance credits.
- Synthesize portfolio performance, market signals, and peer context into decision-ready insights.
- Embed and validate generative AI and large language model tools within analytical workflows.
- Engage with external stakeholders alongside senior team members, translating complex data and analysis into clear, evidence-based narratives.
- Prepare well-structured committee materials and communicate complex analytical content.
- Apply methodology, confidentiality, and data governance requirements consistently.
- Contribute to the responsible design and testing of automation and AI-enabled workflows.
Requirements
- Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
- Demonstrated ability to deliver high-quality analytical work across multiple credits with limited oversight.
- Demonstrated ability to coach junior colleagues through shared standards and tools.
- Strong collaboration and relationship management skills.
- Ability to influence through credibility and constructive engagement.
- Demonstrated credit, financial, and risk analysis skills.
- Ability to link fundamental drivers to forward-looking risk views.
- Practical experience embedding generative AI or large language model tools into professional workflows.
- Proficiency in analytical and spreadsheet tools.
- Willingness to develop skills in data and automation platforms.
- Effective written and verbal communication skills.
- Ability to synthesize complex analytical content into concise, evidence-based narratives.
- High standards for analytical quality, traceability, and governance.
- Sound judgment on the responsible use of AI tools in a controlled environment.
- Demonstrated ability to contribute to automation workflow design and testing.
- Clear judgment on which analytical decisions require human oversight.
- Employees are required to work from the office a minimum of two days per week.
- All candidates who reach the final stage of our interview process must attend at least one in-person interview.
Skills
- Credit analysis
- Data discipline
- Analytical tooling
- Automation
- Generative AI
- Large language models
- Risk management
- Spreadsheet tools
- Data platforms
- Automation platforms
- Written communication
- Verbal communication
Location
- Toronto, Ontario, Canada
Work Type
- Hybrid
Experience Level
- 3 to 5 years of relevant experience in structured finance, credit analysis, or a related financial field.
Education Level
- Bachelor's degree or equivalent required.
- Master's degree or professional certification (such as CFA) is highly valued.
Salary/Compensations
- 94,000 to 128,000 CAD
Benefits
- Health care coverage designed for the mind and body.
- Generous time off.
- Access to resources for career growth and learning new skills.
- Competitive pay.
- Retirement planning.
- Continuing education program with a company-matched student loan contribution.
- Financial wellness programs.
- Benefits for families.
- Retail discounts.
- Referral incentive awards.
About the Company
- At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
- By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
- S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
- S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
- Our Mission: Advancing Essential Intelligence.
- Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
- Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
- We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
- Our Values: Integrity, Discovery, Partnership
- Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
Equal Opportunity
- S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
- Only electronic job submissions will be considered for employment.
- If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
- US Candidates Only: Know Your Rights: Workplace discrimination is illegal
