About the Role
The Structured Finance and Alternative Investment Funds team at S&P Global Ratings evaluates the credit risk of securitized products and fund structures. The team delivers credit opinions that help issuers and investors compare complex instruments, providing market-relevant perspectives on performance trends and issuance conditions.
Responsibilities
- Build credit judgment through coaching, feedback, and standard methodologies.
- Contribute to AI-enabled team productivity by sharing reusable prompts, templates, checklists, and automation.
- Support the onboarding and development of junior colleagues through guidance on analytical routines, quality standards, and tool usage.
- Contribute to workflow improvement initiatives and support innovation by challenging existing processes.
- Own delivery for assigned credits, maintaining clear status updates, strong prioritization, and early escalation of risks.
- Maintain ongoing surveillance for assigned credits, synthesizing developments into insights.
- Build and maintain analytical materials using standard templates, applying automation.
- Use approved generative AI and large language model tools to support research, comparison, and drafting tasks.
- Collect, reconcile, and validate data, identifying anomalies and gaps early.
- Support rating committees by preparing well-evidenced materials and responding to follow-up questions.
- Translate data, analysis, and research into clear, decision-ready narratives for clients and senior stakeholders.
- Apply confidentiality, documentation, and governance requirements consistently.
- Support the testing of automation and AI tools identified through process improvement initiatives.
Requirements
- Direct experience analyzing securitized products, fund structures, or related structured finance instruments.
- Collaborative working style with the ability to manage priorities and communicate clearly in a team-oriented environment.
- Learning agility and a continuous improvement mindset, with comfort adopting new tools while maintaining quality and accountability.
- Demonstrated ability to support junior colleagues through guidance, quality checks, and knowledge sharing, including responsible AI practices.
- Strong research and data analysis skills, including financial statement competence and a solid understanding of credit and risk concepts.
- Practical experience using generative AI or large language model tools to support analysis, research, or drafting in a professional context.
- Strong spreadsheet skills and a willingness to develop proficiency in data and automation tools.
- Experience supporting financial modeling preferred.
- Effective written and verbal communication skills, with the ability to present research and analysis in a clear, structured format.
- High standards for accuracy, traceability, and documentation.
- Demonstrated commitment to responsible technology use, following approved boundaries to protect confidentiality and analytical integrity.
- Employees are required to work from the office a minimum of two days per week.
- Candidates who reach the final stage of the interview process will be asked to attend at least one in-person interview at their nearest S&P Global Ratings office before an offer can be extended.
Skills
- AI-enabled productivity
- Generative AI
- Large language model tools
- Data analysis
- Financial statement competence
- Credit concepts
- Risk concepts
- Spreadsheet skills
- Automation tools
- Written communication
- Verbal communication
- Research
Location
- Boulder, Colorado, United States
Work Type
- Hybrid
Experience Level
- 2 to 3 years of relevant experience in structured finance, credit analysis, or a related financial field.
Education Level
- Bachelor's degree or equivalent required.
- Master's degree or professional certification (such as CFA) is highly valued.
Salary/Compensations
- $62,000 to $89,000 USD
- CAD $62,000 to $101,000
Benefits
- Eligible for an annual incentive plan.
- Health care coverage designed for the mind and body.
- Generous time off.
- Access to resources for career growth and skill development.
- Competitive pay.
- Retirement planning.
- Continuing education program with a company-matched student loan contribution.
- Financial wellness programs.
- Benefits for families.
- Retail discounts.
- Referral incentive awards.
About the Company
- At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction.
- By bringing transparency to the market through high-quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.
- S&P Global Ratings is a division of S&P Global (NYSE: SPGI).
- S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets.
- Our Mission: Advancing Essential Intelligence.
- Our People: We're more than 35,000 strong worldwide—so we're able to understand nuances while having a broad perspective.
- Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all.
- We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business.
- Our Values: Integrity, Discovery, Partnership.
- Throughout our history, the world's leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead.
Equal Opportunity
- S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law.
- Only electronic job submissions will be considered for employment.
- If you need an accommodation during the application process due to a disability, please send an email to: EEO.Compliance@spglobal.com and your request will be forwarded to the appropriate person.
- US Candidates Only: Know Your Rights: Workplace discrimination is illegal.
