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About the Role

We are seeking a Director of Capital Management to play a critical role in executing Prosperity Life’s capital strategy. This role involves primary ownership of capital analytics, modeling, and regulatory capital insights, developing the quantitative foundation for capital decision-making, rating agency engagement, and strategic initiatives.

Responsibilities

• Own the calculation, analysis, and monitoring of NAIC Risk-Based Capital (RBC) ratios across entities
• Lead quarterly and annual RBC analytics, including variance analysis, trend reporting, and key drivers of capital movement
• Ensure accuracy, consistency, and transparency in statutory capital reporting and support regulatory interactions
• Own the development, maintenance, and enhancement of capital models to project statutory surplus and RBC under various scenarios
• Lead sensitivity and stress testing to evaluate the impact of investment strategies, business growth, and market conditions
• Provide actionable insights to inform capital planning, target setting, and risk management decisions
• Serve as the primary analytical lead in support of rating agency processes (AM Best, S&P, KBRA)
• Develop capital analysis, exhibits, and supporting materials for rating reviews
• Support the VP in preparing for rating agency interactions, including data requests and follow-up analysis
• Lead financial analysis and modeling of capital-enhancing initiatives, including reinsurance transactions and other risk-transfer strategies
• Partner with actuarial, finance, and reinsurance teams to evaluate transaction impacts on capital, earnings, and ratings
• Support execution of approved initiatives through detailed analysis and cross-functional coordination
• Collaborate with FP&A, actuarial, treasury, and product teams to embed capital considerations into planning, pricing, and strategic initiatives
• Provide capital insights to support decision-making on new business, investments, and organizational priorities
• Prepare capital reporting and insights for senior leadership, including capital adequacy, sensitivities, and emerging risks
• Support development of materials for executive committees and Board-level discussions
• Translate complex capital concepts into clear, actionable insights for non-technical stakeholders
• Drive enhancements to capital analytics, modeling capabilities, and reporting processes
• Improve efficiency, automation, and governance of capital-related workflows
• Support the development and mentorship of junior resources as the capital management function grows

Requirements

• 7–10 years of experience in insurance finance, actuarial, or capital management, preferably within life and annuities
• Strong understanding of statutory accounting (SAP) and NAIC RBC framework
• Proven experience building and maintaining capital models, including scenario and sensitivity analysis
• Familiarity with rating agency capital frameworks (e.g., AM Best BCAR, S&P capital model) and regulatory capital requirements
• Working knowledge of reinsurance structures and their impact on capital and financial results
• Advanced Excel/modeling capabilities; ability to synthesize complex data into clear insights and recommendations
• Strong ability to communicate technical concepts clearly and partner effectively across functions
• Progress toward or attainment of FSA, CFA, or similar designation; MBA is a plus

Skills

• Enterprise Capital Strategy & RBC Leadership
• Advanced Capital Modeling & Analytics
• Rating Agency Strategy & Engagement
• Capital Optimization & Transaction Advisory
• Executive Influence & Decision Support
• Cross-Functional Leadership & Transformation

Location

• New York
• Austin
• Miami
• Remote

Work Type

• Hybrid

Experience Level

• 7-10 years

Education Level

• FSA
• CFA
• MBA

Salary/Compensations

• $170K-$210K

Benefits

• Comprehensive medical, dental, and vision coverage
• HSA and 401(k) company match
• Paid time off
• Employer-paid life and disability insurance

About the Company

• We’re a fast-growing, privately held insurance company on a path to become a leading U.S. retail platform.
• We believe every client and customer relationship holds the potential to grow into something greater—and the same is true for our people.
• As we grow, we’re redefining how great talent connects with meaningful work—enabling our ambitious strategy while building a culture of high performance, creativity, and partnership.

Equal Opportunity

• At Prosperity, we are committed to equal employment opportunity and encourage people from all backgrounds to apply.
• We make hiring decisions based on merit and do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, age, disability, or any other protected status.
• We strive for a meaningful interview experience for all candidates.
• If you need an adjustment or accommodation due to a disability or medical condition during the hiring process, please let your recruiter know.