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About the Role

We’re looking for a Risk Underwriter (Risk Analyst) to join our growing Trade Credit team. In this role, you will work with the risk underwriting team to facilitate trade for our Trade Credit clients.

Responsibilities

• Contribute to the buyer review process, assessing a portfolio of buyers and providing credit recommendations.
• Ensure credit analysis aligns with risk assessment structure, risk management guidelines, and applicable rules.
• Provide timely and effective communication with commercial underwriters and brokers.
• Contribute to the Trade Credit Strategic Plan, including new business, retention, buyer capacity, and relationship management.
• Partner with internal subject matter experts to determine transaction viability and mitigate risks.
• Support performance and growth by helping set underwriting policies, standards, and guidelines.
• Lead continuous improvement activities and deliver product enhancements and new products.
• Build professional networks to strengthen risk analysis and industry understanding.

Requirements

• Undergraduate Degree in Business Administration, Accounting, Finance, Commerce, or a relevant combination of education and experience.
• Minimum 2-3 years of experience in financial statement analysis, commercial lending, commercial underwriting, or related financial services.
• Knowledge of underwriting and/or financial transaction structuring.
• Experience leading and supporting complex commercial credit transactions across various industries and international markets.
• Strong written and spoken communication skills.
• MBA, CFA, or CPA designation is an asset.
• Bilingual in English and French is an asset.
• Must be eligible to work in Canada from the anticipated start date and throughout employment.

Location

• Hybrid

Work Type

• Hybrid
• Full-time

Experience Level

• 2-3 years

Education Level

• Undergraduate Degree

Salary/Compensations

• 50,900 - 62,200

Benefits

• Flexible work arrangements
• Hybrid work model
• Possibility to purchase up to 5 extra days off per year
• Telemedicine
• Wellness account
• Share plan & other savings: up to 12% of salary or more
• Annual bonus target with potential payout of up to double the target
• Employee Share Purchase Plan (ESPP) with Intact matching 50% of net shares
• Defined benefit pension plan offering guaranteed income for life

About the Company

• Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.
• Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career.
• In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.
• Pay at Intact is about much more than just salary.
• As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.
• Our pension offerings provide flexibility and long-term security for our employees beyond their careers.
• We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Equal Opportunity

• We are an equal opportunity employer.
• At Intact, our Value of respect is founded on seeing diversity as a strength.
• We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.
• We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.
• As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people.
• We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations).
• If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.