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About the Role
This role sits in the Payments Platform area, working closely with the Finance Infrastructure squad. You will build foundational financial infrastructure including ledgers, data, controls, reporting, reconciliation, and platform capabilities to help Monzo understand, account for, and manage money across the bank. This is a business-critical role that helps Monzo scale, launch new products and markets, support Finance, and keep the bank running safely.
Responsibilities
- Define the product strategy and roadmap for Finance Infrastructure within Payments Platform.
- Partner closely with Engineering, Finance, and Payments leaders to understand Monzo's financial system needs.
- Transition the team from reactive delivery to a strategic, product-led approach.
- Translate complex finance, accounting, operational, and regulatory needs into scalable platform capabilities.
- Prioritize competing stakeholder needs, balancing urgent delivery with long-term system health.
- Help Monzo build financial infrastructure supporting multiple products, entities, countries, currencies, and regulatory environments.
- Build trusted relationships with senior stakeholders across Finance, Engineering, Product, and Operations.
- Apply product discipline, technical curiosity, and systems thinking to critical financial infrastructure.
Requirements
- Strong senior Product Manager experience owning complex technical, platform, infrastructure, or financial systems.
- Sufficient technical depth to partner credibly with engineers and reason about systems, trade-offs, dependencies, and long-term architecture.
- Experience with ledgers, reconciliation, financial data, controls, reporting, internal platforms, abstractions, or backend systems.
- Ability to work with senior and cross-functional stakeholders, including Finance, Engineering, Product, and operational teams.
- Comfortable bringing product thinking into ambiguous or stakeholder-heavy environments.
- Ability to move teams from request-led delivery towards long-term strategy.
- High-agency, ambitious, and excited to stretch yourself.
- Care about customers and business outcomes, even when work is removed from the end customer experience.
Skills
- Product Strategy
- Roadmap Definition
- Stakeholder Management
- Financial Systems
- Technical Depth
- Systems Thinking
- Product Discipline
Location
- London, UK
- Remote (within UK)
Work Type
- Hybrid
- Flexible working hours
Experience Level
- Senior
Salary/Compensations
- £125,000 - £145,000
- Share options
Benefits
- Relocation assistance to the UK
- Visa sponsorship
- Flexible working hours
- £1,000 learning budget annually
- Macbooks provided
- Support for home office setup for remote workers
About the Company
- Monzo is on a mission to make money work for everyone, moving away from traditional banking complexities.
- Over 10 years, Monzo has grown from a prepaid card to offering personal and business accounts, joint accounts, accounts for 16-17 year olds, kids accounts, credit cards, savings, investments, and pensions in the UK.
- Known for hot coral cards, get-paid-early feature, financial education, and award-winning customer service.
- Focuses on solving problems and changing lives through its products.
Equal Opportunity
- Equal opportunities for everyone.
- Diversity and inclusion are a priority, fostering an inclusive environment for all people to do their best work.
- All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.
- Encourages applications even if not all requirements are met.