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About the Role

K-Dimensional Holdings Inc. dba Coast is seeking a professional to analyze data to support and refine credit risk policies, help create best-in-class credit policies and risk management infrastructure, and contribute to the automation and optimization of credit risk operations.

Responsibilities

• Analyze internal and external data to support and refine credit risk policies for underwriting, credit line adjustments, and account-level decisioning.
• Create best-in-class credit policies and risk management infrastructure.
• Design and manage data reporting frameworks related to credit risk and fraud by partnering with data engineers and analytics teams.
• Contribute to the automation and optimization of credit risk operations by building decision frameworks and supporting risk modeling.
• Conduct data-driven investigations into potential fraud incidents such as identity theft or account takeovers.
• Perform root cause analysis to improve predictive capabilities for credit defaults and risk exposures.
• Collaborate cross-functionally with product, finance, legal, operations, sales, and marketing to develop and implement credit-related strategies and policies.

Requirements

• Bachelor’s degree in Finance, Economics, Statistics, Applied Mathematics, Computer Science, Data Science, Business Administration, Engineering, Actuarial Science, Information Systems, or Management Science.
• 2 years in credit risk analysis or related occupation within consumer or small and medium enterprise (SME) lending.
• 2 years of experience deploying SQL and Python.
• 2 years of experience with MS office applications.
• 2 years of experience with root cause and statistical analysis related to credit defaults and risk exposures.
• 2 years of experience building and maintaining data pipelines, utilizing SQL and Python, that includes data cleansing, wrangling, visualization, modeling, and interpretation related to credit risk and fraud.
• 2 years of experience with dbt for data modeling and transformation related to credit risk and fraud.
• 2 years of experience working with APIs.
• 2 years of experience designing and managing data reporting frameworks related to credit risk and fraud.
• 2 years of experience creating underwriting and risk management strategies.
• 2 years of experience investigating and evaluating the efficiency of risk management policies, procedures, and processes.
• 2 years of experience partnering with cross-functional teams to execute credit policies, improve operational tooling, and shape the risk management infrastructure.

Skills

• SQL
• Python
• MS Office applications
• dbt
• APIs
• Data cleansing
• Data wrangling
• Data visualization
• Risk modeling
• Statistical analysis
• Root cause analysis
• Credit risk analysis
• Fraud investigation
• Underwriting
• Risk management

Location

• New York, NY

Work Type

• Telecommute within a reasonable commuting distance from the New York office

Experience Level

• 2 years

Education Level

• Bachelor's degree

Salary/Compensations

• $90,000 to $140,000 per year

About the Company

• K-Dimensional Holdings Inc. dba Coast