Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

The Portfolio Manager is a key member of the coverage team, managing transactions and business portfolio tasks. PMs are expected to be intimately involved in the deal process, making recommendations on appropriate credit structures and pricing. PMs are directly accountable for managing a portfolio of accounts through their review of financial statements, proactive monitoring, and interaction with the Credit Analyst.

Responsibilities

Accountable for managing a portfolio of accounts.
Review and recommend credit decisions.
Partner with the Relationship Manager, forming the "coverage team."
Meet with clients and participate in business development calls.
Assess prospective client's viability for credit.
Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
Value collateral.
Contribute to workflow or process change and redesign, and form a strong basic understanding of the Credit Lending process.
Focus on execution within the defined credit lending process.
Generate commitment letters.
Perform final risk rating analysis.
Capture and document credit decisions, conditions, and modifications.
Collaborate with the Credit Analyst to perform Portfolio management duties.
Establish and maintain Investor Group on lender portal.
Perform monitoring actions and conduct periodic deal review.
Execute decisions to renew or modify deals.
Communicate directly with clients regarding credit events and actions as needed.
Work independently to pitch a deal structure.
Maintain a focus on continuous learning to keep up with ever-changing market dynamics.
Mentor Credit Analysts.

Requirements

At least 3 years credit analysis and/or loan review experience in Commercial Banking.
Strong analytical skills and critical thinking skills.
Strong verbal and written communication skills.
Professional presence (client-facing).
Ability to partner with all deal stakeholders including clients, relationship manager and credit teams.
Expertise in financial and risk analysis, including financial modeling.
Demonstrated expertise in using effective problem solving.
Proficient with technology and ability to learn new applications.

Skills

Credit analysis
Loan review
Commercial Banking
Analytical skills
Critical thinking
Verbal communication
Written communication
Client-facing presence
Financial analysis
Risk analysis
Financial modeling
Problem solving
Technology proficiency

Location

Virtual, Ohio

Work Type

Full-time

Experience Level

3+ years

Education Level

Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)

Salary/Compensations

Total Base Pay Range 71,100.00 - 145,900.00 USD Annual

Benefits

Comprehensive benefits
Differentiated compensation offerings
Eligible to participate in an incentive compensation plan
Programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

About the Company

Make banking a Fifth Third better®
We connect great people to great opportunities.
Discover a career in banking at Fifth Third Bank.

Equal Opportunity

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.