Senior Commercial Banking Portfolio Manager at Wells Fargo | Austin, TX, US | Rezi

Senior Commercial Banking Portfolio Manager at Wells Fargo

Senior Commercial Banking Portfolio Manager

Wells Fargo · Austin, TX, US

5 days ago

Senior Commercial Banking Portfolio Manager

Wells Fargo · Austin, TX, US

6 days ago
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About the Role

This role covers the investment real estate segment for companies with portfolios ranging in size from $25 million to $2 billion. It requires an understanding of commercial real estate lending, evaluating credit risk across traditional and complex financing arrangements, market dynamics, financial analysis, and risk management principles.

Responsibilities

  • Participate in performing financial research, underwriting, and structuring of highly complex private banking as well as consumer and mortgage relationships within Commercial Banking Portfolio Management functional area
  • Review and research business financial statements and tax returns that require an in-depth evaluation of multiple factors
  • Resolve moderately complex issues and lead Commercial Banking Portfolio Management team, to meet project deliverables, while leveraging solid understanding of the function, policies, procedures, and compliance requirements
  • Collaborate and consult with Commercial Banking Portfolio Management peers, colleagues, and mid level managers to resolve issues and achieve goals
  • Lead projects and teams or serve as a mentor for less experienced individuals

Requirements

  • 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
  • 2+ years of experience underwriting Investor Real Estate clients
  • Strong Investor Real Estate lending credit analysis skills with high attention to detail and accuracy
  • Experience with commercial, owner-occupied real estate lending including documentation, due diligence, and regulatory compliance processes
  • Credit underwriting experience including Commercial Middle Market/Mid-Corp credit or specialty group relationship portfolio credit
  • Strong analytical skills and the ability to spread, analyze perform in depth commercial financial statement analysis
  • Strong risk management and compliance skills
  • Ability to understand and review loan documentation
  • Demonstrated experience showing attention to detail, self-motivation, and the ability to independently problem solve
  • Experience / ability working in a high paced environment, with strong organizational, multi-tasking, and prioritizing skills
  • Excellent verbal, written, and interpersonal skills, with experience effectively working and communicating with internal partners both in person and remotely
  • Microsoft Office skills, including using Excel for financial analysis and projection modeling
  • Ability to travel up to 10% of the time
  • This position does not support Visa Sponsorship
  • Ability to work a hybrid work schedule
  • Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process

Skills

  • Commercial Real Estate Lending
  • Credit Risk Evaluation
  • Financial Analysis
  • Risk Management
  • Microsoft Office
  • Excel for financial analysis and projection modeling

Location

  • Chicago, IL
  • Minneapolis, MN
  • Denver, CO
  • The Woodlands, TX
  • Austin, TX
  • Dallas, TX

Work Type

  • Hybrid

Experience Level

  • Senior
  • 4+ years
  • 2+ years

Salary/Compensations

  • $100,000.00 - $196,000.00

Benefits

  • Health benefits
  • 401(k) Plan
  • Paid time off
  • Disability benefits
  • Life insurance, critical illness insurance, and accident insurance
  • Parental leave
  • Critical caregiving leave
  • Discounts and savings
  • Commuter benefits
  • Tuition reimbursement
  • Scholarships for dependent children
  • Adoption reimbursement

About the Company

  • Wells Fargo is a top commercial banking lender in the U.S.
  • Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
  • They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
  • There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
  • Wells Fargo maintains a drug free workplace.

Equal Opportunity

  • Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
  • Applicants with Disabilities: To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.