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About the Role

We are seeking an experienced Senior Manager, Risk Analytics to lead the development and enhancement of wholesale credit risk models for global Internal Rating Based (IRB) portfolios. This role requires expertise in statistical analysis, data mining, and a deep understanding of credit business and products, with a focus on proposing innovative solutions to overcome data limitations.

Responsibilities

• Lead the development and regulatory review of wholesale credit risk models (PD, LGD, EAD) for global Internal Rating Based (IRB) portfolios.
• Drive enhancement of existing credit risk models to improve their performance or their applicability to other risk measurement requirements.
• Drive deployment and maintenance of credit risk models on existing risk systems.
• Support independent review and audit review process.
• Drive data improvement initiatives to support model development.
• Lead and participate in model usage forums and business training initiatives.
• Actively participate, as required, to governance committees, technical panels and support working group to meet regulatory requests.
• Propose creative/unconventional solutions to overcome data limitations and strengthen risk insights.
• Liaise with Risk Systems and IT to support model deployment and productional Reference Data Set (RDS) creation.

Requirements

• Advanced experience in a quantitative field and a sound understanding of statistics and data analytics.
• Proven experience in developing credit risk models, with a focus on IRB models for the wholesale banking book, ideally including experience with financial institution portfolios (banks, insurances, funds, broker dealers/securities firms).
• Excellent knowledge of wholesale credit process and products.
• Strong coding skills are essential (preferably Python).
• An ability to lead and successfully deliver projects within the agreed time scale, in liaison with all relevant stakeholders: team colleagues, model owners, credit, business, IT, senior management and regulators.
• Strong data management and system deployment skills.
• Approachable and collaborative communicator, with the flexibility to work effectively in an international team.
• Outstanding presentation skills with the ability to share complex information in a clear, concise and accurate way.

Skills

• Statistical analysis
• Data mining
• Credit risk modeling
• IRB models
• Wholesale banking
• Financial institution portfolios
• Wholesale credit process
• Wholesale credit products
• Python
• Data management
• System deployment
• Presentation skills

Location

• UK

Work Type

• Full-time

Experience Level

• Senior Manager
• Experienced professional

Benefits

• Tailored professional development opportunities
• Competitive pay and benefits package
• Private healthcare for all UK-based employees
• Enhanced maternity and adoption pay and support
• Contributory pension scheme with a generous employer contribution

About the Company

• HSBC is one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories.
• We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions.

Equal Opportunity

• Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age.
• We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.
• We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.
• If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via hsbc.recruitment@hsbc.com.