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About the Role
Corpay is seeking a Credit Analyst for Funds and Corporate to join our Credit division in New York, NY. This hybrid role involves institutional fund underwriting and corporate credit analysis, assessing diverse client segments. You will underwrite Funds (FI) clients, perform corporate credit underwriting, and ensure adherence to underwriting standards and risk policies, collaborating with Sales, Compliance, Legal, Finance, Treasury, and Operations.
Responsibilities
- Performing underwriting for Fund (FI) clients and corporate clients across multiple jurisdictions.
- Assessing and analyzing financial statements, fund structures, management quality, and other credit factors to determine overall risk and creditworthiness.
- Preparing well-reasoned credit recommendations and, where authorized, approve credit within assigned limits.
- Ensuring all underwriting decisions comply with internal underwriting guidelines, regulatory expectations, and risk policies.
- Monitoring existing portfolios to ensure ongoing compliance and identify emerging risks.
- Conduct portfolio analyses to identify concentration risks, performance trends, and credit deterioration.
- Developing and recommending remediation plans for higher-risk exposures.
- Preparing clear, comprehensive credit memos, portfolio reviews, and presentations for senior management.
- Working closely with Sales, Compliance, Legal, Operations, IT, Treasury, and Finance to ensure seamless deal execution and alignment with risk objectives.
- Supporting Credit Manager with risk-related decisions, exceptions, and complex deal structures.
- Staying current on industry trends, market conditions, regulatory developments, and macroeconomic events impacting credit risk.
- Recommending improvements to underwriting processes, tools, and best practices to enhance risk assessment quality and operational efficiency.
Requirements
- Minimum of 2+ years of experience with a Bachelor’s degree in Finance, Economics, Accounting, or Business Administration (Master’s preferred).
- Professional designations such as CFA, CA, or FRM are strong assets.
- Proven experience in underwriting and credit risk management, ideally covering both Funds (FI) and corporate clients.
- Experience with regulatory compliance in underwriting and a strong understanding of legal and compliance considerations related to Fund structures.
- Experience in Foreign Exchange (FX) or financial markets is a significant advantage.
- Excellent financial analysis, critical thinking, and decision-making skills.
- Strong written and verbal communication skills, with the ability to present complex information clearly.
- Highly detail-oriented with strong organizational abilities and the capacity to work under pressure.
Skills
- Financial analysis
- Critical thinking
- Decision-making
- Written communication
- Verbal communication
- Detail-oriented
- Organizational abilities
Location
- New York, NY
Work Type
- Hybrid
Experience Level
- 2+ years
Education Level
- Bachelor's degree in Finance, Economics, Accounting, or Business Administration
- Master's degree preferred
Benefits
- Medical, Dental, Vision and Paramedical benefits, as of day one
- Optional company match RRSP program
- Virtual fitness classes offered company-wide
- Time-off including major holidays, vacation, sick, personal, & volunteer time
- Discounted gym membership rate
- Philanthropic support with both local and national organizations
- Company-wide contests and prizes
About the Company
- Corpay is a global technology organization leading the future of commercial payments with a culture of innovation.
- Our specialized payment solutions help businesses control, simplify, and secure payment for fuel, general payables, toll and lodging expenses.
- Millions of people in over 80 countries around the world use our solutions for their payments.
- Corpay is committed to fostering an inclusive and respectful workplace where employees are valued for their diverse perspectives, experiences, and contributions.
- We believe that diversity, equity, and inclusion strengthen our teams, drive innovation, and support our continued success globally.
Equal Opportunity
- Corpay is committed to providing equal employment opportunities to all applicants and employees.
- Employment decisions are made without regard to race, color, religion, sex (including pregnancy), gender, gender identity or expression, sexual orientation, national origin, ancestry, age, disability, marital status, genetic information, military or veteran status, or any other characteristic protected by applicable law.
- Corpay is committed to fostering an inclusive workplace where individuals are respected and valued for their diverse perspectives, experiences, and contributions.
- If you require reasonable accommodation during any part of the application or interview process, please notify a representative of the Human Resources Department.