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About the Role

As a Community Development Banking Associate within the Commercial Real Estate team, you will provide support and assistance in the underwriting and approval process for acquisition, construction, and/or permanent loans. You will report to a CDRE Banker and support members of the originations and risk teams, contributing to financing projects for low- and moderate-income households and communities nationwide.

Responsibilities

Gather, analyze, and maintain client, sponsor, and deal information, including system updates and record completeness.
Support pitch preparation by evaluating deal terms, project budgets, market context, development team, and overall economics.
Prepare LOIs/term sheets and related client documentation in partnership with the Credit Originator.
Build draft profitability models and partner with the originations team to finalize outputs.
Coordinate due diligence collection, organization, and checklist tracking across shared folders and workstreams.
Facilitate appraisals and third-party reports by managing information flow and communicating costs/timelines, and next steps.
Coordinate internal stakeholder communications to support onboarding and closing readiness.
Collect and review required documentation and coordinate KYC initiation and data submissions.
Track sponsor exposure, pipeline activity, allocations, deal status updates, and production reporting inputs.
Monitor deal progress and escalate issues that may impact closing or conversion timelines.

Requirements

Experience in community development real estate lending or investing with a focus on affordable housing.
Demonstrated underwriting expertise in Low Income Housing Tax Credits (LIHTC), subordinate/public subsidy layers, and construction/permanent financing structures.
BA/BS degree
Strong analytical and financial modeling skills; capacity to synthesize complex information and assess risk.
Track record of managing multiple transactions and deadlines with disciplined project management and follow through.
Ability to interact favorably in person and on the telephone with prospects, clients, consultants, government agency staff, and legal counsel.
Ability to work as a member of a team and adjust priorities as necessary to achieve team, as well as individual, goals.
Excellent organizational, written, and verbal communication skills.
Commitment to the CRA mission and familiarity with how lending activities support community impact goals.
Strong PC skills; proficient in MS Word, Excel, PowerPoint, and Outlook.
Knowledge of standard bank credit policies and loan administration procedures.
Active industry engagement through conferences, associations, junior boards.
Some experience closing complex, multi‑layered capital stacks with tax credits, bonds, and multiple subsidy sources.
An employment offer is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

Skills

Analytical skills
Financial modeling skills
Project management
Organizational skills
Written communication skills
Verbal communication skills
MS Word proficiency
MS Excel proficiency
MS PowerPoint proficiency
MS Outlook proficiency

Location

Nationwide

Work Type

Full-time

Experience Level

Associate

Education Level

Bachelor's degree

Benefits

Competitive total rewards package
Base salary determined by role, experience, skill set, and location
Commission-based pay and/or discretionary incentive compensation (potential)
Comprehensive health care coverage
On-site health and wellness centers
Retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching

About the Company

J.P. Morgan Chase is one of the oldest financial institutions, offering innovative financial solutions to millions of consumers, small businesses, and prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands.
With a history spanning over 200 years, the company is a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.
J.P. Morgan's Global Banking business is one of the largest wholesale banking client franchises globally, serving corporations, governments, states, municipalities, healthcare organizations, education institutions, banks, and investors.
Global Investment Banking provides strategic advice, capital raising, and risk management expertise to a broad range of corporations, institutions, and governments.

Equal Opportunity

We are an equal opportunity employer and place a high value on diversity and inclusion at our company.
We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law.
We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans.