Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Target Resume Now
About the Role
This role focuses on delivering long-term value from the large annuity portfolio, one of the core strategic priorities of Lloyds Banking Group's Insurance, Pension & Investment Division. You will shape investment strategy, handle complex transactions, and drive investments that benefit the UK's built environment and housing sector.
Responsibilities
- Leads the origination, structuring, and delivery of commercial real estate lending.
- Identifies investment opportunities.
- Manages commercial negotiations.
- Performs investment and credit analysis.
- Prepares recommendations.
- Builds market relationships.
- Works closely with credit, risk, legal, and portfolio management partners to ensure positive investment outcomes.
- Originates, structures, negotiates and completes commercial real estate lending transactions.
- Recognizes new investment opportunities within the real estate and housing sectors.
- Leads transaction pricing, commercial negotiations and deal structuring activities.
- Conducts investment analysis and assesses transaction risk and return profiles.
- Builds and maintains relationships with borrowers, sponsors, developers, advisers, investors and other market participants.
- Prepares and delivers investment proposals to governance and investment approval forums.
- Collaborates closely with credit, risk, legal, portfolio management, and investment colleagues to achieve successful results.
- Monitors market activity, industry trends and macroeconomic developments to find opportunities and risks.
- Supports the development of junior colleagues and encourages a collaborative and inclusive team culture.
- Represents the business externally to improve market profile and develop strategic relationships.
Requirements
- Extensive background in Commercial Real Estate Lending, Real Estate Finance, Real Estate Debt, Structured Finance or Real Estate Investment.
- Proven track record of originating, structuring, negotiating, and completing complex commercial real estate lending or investment transactions.
- Experience gained within a bank, insurer, asset manager, debt fund, pension fund or other institutional investor.
- Extensive background in credit risk evaluation, commercial real estate underwriting, investment assessment, due diligence, transaction structuring, and investment appraisal.
- Strong financial modelling, cash flow forecasting, and investment evaluation skills.
- Experience presenting investment recommendations to senior collaborators, investment committees, or governance forums.
- Strong collaborator management and commercial negotiation skills, with the ability to build relationships across clients, sponsors, investors, advisers and internal functions.
- Understanding of UK commercial real estate debt markets.
- Understanding of rating agency methodologies and rating frameworks.
- Knowledge of insurance investment frameworks, housing finance or residential investment markets.
- Experience mentoring junior investment professionals and analysing macroeconomic or credit market trends.
Skills
- Commercial Real Estate Lending
- Real Estate Finance
- Real Estate Debt
- Structured Finance
- Real Estate Investment
- Credit risk evaluation
- Commercial real estate underwriting
- Investment assessment
- Due diligence
- Transaction structuring
- Investment appraisal
- Financial modelling
- Cash flow forecasting
- Investment evaluation
- Collaborator management
- Commercial negotiation
- Relationship building
- UK commercial real estate debt markets
- Rating agency methodologies
- Rating frameworks
- Insurance investment frameworks
- Housing finance
- Residential investment markets
- Mentoring junior investment professionals
- Macroeconomic or credit market trends analysis
Location
- Edinburgh
- London
Work Type
- Hybrid Working
- Job Share
- Full-time
Experience Level
- Director
Salary/Compensations
- £0 - £0
Benefits
- Pension contribution of up to 15%
- Annual performance-related bonus
- Share schemes including free shares
- 30 days' holiday plus bank holidays
- Flexible lifestyle benefits
- Wellbeing initiatives and generous parental leave policies
About the Company
- Lloyds Banking Group's purpose is to help Britain prosper.
- Across the Group, colleagues are focused on making a difference to customers, businesses and communities.
- The scale and reach of the Group means there are many opportunities to learn, grow and develop.
- Focused on creating a values-led culture.
- Committed to building a workforce which reflects the diversity of the customers and communities served.
- Building a truly inclusive workplace where all colleagues have the opportunity to make a real difference.
Equal Opportunity
- We support flexible working.
- Our ambition is to be the leading UK business for diversity, equity and inclusion, supporting our customers, colleagues and communities.
- We're committed to crafting an environment where everyone can thrive, learn and develop.
- We offer reasonable workplace adjustments, such as flexible office attendance, location, and working hours.
- As a Disability Confident Leader, we guarantee interviews for a fair number of applicants with disabilities, long-term health conditions, or neurodivergent conditions who meet the minimum role criteria.
- Reasonable adjustments can be provided throughout the recruitment process to reduce or remove barriers.