Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

This role supports Mobilitas' programs in the sharing economy and mobility market, including ride-sharing, on-demand and last-mile delivery, autonomous vehicles, and related mobility segments. It directs and coordinates the development, onboarding, governance, and performance management of assigned delegated authority programs and serves as the primary carrier business owner for those relationships. Responsible for both new program development and ongoing program oversight throughout the delegated authority lifecycle. This role will function as a subject-matter expert in delegated authority governance, underwriting stewardship, and new program development, and will be actively engaged with program strategy design and implementation. Manages moderate-to-large or higher-complexity programs that carry moderate-to-higher risk and high regulatory or market complexity.

Responsibilities

Leads assessment and development of new program opportunities and expansions into new markets or products presented by program administrators.
Leads underwriting, operational, financial, and strategic due diligence and prepares recommendation and approval materials for internal review forums.
Develops program business cases, appetite / pricing framing, revenue and loss projections, launch plans, and milestone schedules.
Directs cross-functional onboarding and go-live readiness across Underwriting, Actuarial, Claims, Operations, Finance, Legal / Compliance, and IT.
Manages program implementation projects including team coordination, resources, budget, and timelines.
Establishes and maintains authority matrices, referral thresholds, and escalation / intervention frameworks for assigned programs.
Leads governance meetings, committee cadence, and material-change reviews (products, systems, ownership, growth spikes).
Is responsible for adherence to agreements and drives remediation of governance gaps.
Maintains committee structure, reporting cadence, key risk indicators, and portfolio-level aggregation controls.
Establishes underwriting guidelines, appetite, class definitions, exclusions, and risk-selection standards delegated to the program administrator.
Sets, monitors, and enforces delegated underwriting authority limits, referral thresholds, and breach management.
Reviews and approves product structures, policy forms, endorsements, and material wording changes prior to use.
Monitors underwriting quality, adherence, drift, and concentration risk; conducts performance reviews and corrective-action planning.
Approves pricing methodologies, rating changes, discounts, and surcharges within authority and monitors adherence.
Owns profitability and performance management for assigned programs against targets and approved risk appetite.
Develops performance action plans and monitors results; identifies and addresses adverse trends.
Leads monthly and quarterly performance and stewardship reviews with the program administrator.
Validates completeness, accuracy, and timeliness of bordereaux; supports profit-share calculation inputs.
Monitors program administrator financial condition, credit exposure, and stress indicators in coordination with Finance.
Serves as primary carrier relationship owner and day-to-day contact for assigned program administrators.
Leads business reviews, performance discussions, and coordination across internal functions.
Acts as primary escalation contact and drives resolution of operational and performance issues.
Manages relationship health, issue tracking, and follow-through on commitments.
Is responsible for regulatory compliance of delegated activities, including outsourcing obligations and regulatory expectations.
Drafts, negotiates, maintains, and helps enforce delegated authority agreements, addenda, and amendments in coordination with Legal.
Oversees agency / sub-producer appointment, maintenance, and termination to ensure properly licensed and authorized parties.
Travels as needed for role, including divisional / team meetings and other in-person meetings.
Fulfills business needs, which may include investing extra time, helping other teams, etc.

Requirements

Bachelor's degree in a related area (Business, Marketing, Finance, Economics, Data Analytics, or a related field) or an equivalent combination of education and experience is required.
8+ years of increasingly responsible commercial insurance, underwriting, or delegated authority / program management experience.
Advanced knowledge of delegated authority oversight, governance, and commercial underwriting.
Advanced financial analysis, portfolio management, and profitability-evaluation skills.
Proven track record of leading cross-functional partners and influencing without direct authority.
Strong due diligence, business-case development, and program-onboarding skills.
Skilled negotiator and superb communication and presentation skills with both internal and external partners.
Advanced knowledge of regulatory and contractual requirements applicable to delegated authority programs.
Applicants must have authorization to work indefinitely in the US.
Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).

Skills

Delegated authority oversight
Governance
Commercial underwriting
Financial analysis
Portfolio management
Profitability evaluation
Cross-functional leadership
Influencing without direct authority
Due diligence
Business-case development
Program onboarding
Negotiation
Communication
Presentation
Regulatory requirements
Contractual requirements
Sharing economy underwriting
Mobility market underwriting
Emerging risk assessment
Specialty risk structuring
Evolving regulation navigation

Location

Arizona - Home Teleworkers
Alabama - Home Teleworkers
Arkansas - Home Teleworkers
California - Home Teleworkers
Colorado - Home Teleworkers
Connecticut - Home Teleworkers
Delaware - Home Teleworker
District of Columbia - Home Teleworkers
Florida - Home Teleworkers
Georgia - Home Teleworkers
Idaho - Home Teleworkers
Illinois - Home Teleworkers
Indiana - Home Teleworkers
Iowa - Home Teleworkers
Kansas - Home Teleworker
Kentucky - Home Teleworkers
Louisiana - Home Teleworkers
Maine Home Teleworkers
Maryland - Home Teleworkers
Massachusetts - Home Teleworkers
Michigan - Home Teleworkers
Minnesota - Home Teleworkers
Mississippi - Home Teleworker
Missouri - Home Teleworker
Montana - Home Teleworkers
Remote (United States, excluding Hawaii and Alaska)

Work Type

Remote
Home Teleworkers

Experience Level

Senior
8+ years of increasingly responsible commercial insurance, underwriting, or delegated authority / program management experience

Education Level

Bachelor's degree in a related area (Business, Marketing, Finance, Economics, Data Analytics, or a related field) or an equivalent combination of education and experience
Advanced degrees preferred
Relevant industry designations (eg. CPCU, AU, ARe) preferred

Salary/Compensations

The national average salary range for this position is $136,890.00-$152,100.00.
The starting pay range for this position across all the states we hire in is $136,890.00-$182,450.00.
Opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 12% of eligible pay.

Benefits

Total compensation package
Annual bonus eligibility for most roles
401(k) with a company match

About the Company

We're Mobilitas, a commercial insurance company created by CSAA Insurance Group.
Our mission is to reinvent commercial insurance in the mobility space to offer our partners innovative solutions for today’s way of doing business.
At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with exceptional service.
We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company.
We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance.
At Mobilitas, we are a mission-driven organization proudly committed to empowering our members, our employees, and our communities to thrive.
We believe in growth for everyone. Here at Mobilitas, leaders and mentors partner with employees to align interests, unlock development opportunities, and support long‑term success.
We embrace a remote-first culture through our Flexible Workplace.
An inclusive and welcoming workplace is the cornerstone of our success. By fostering an environment where people feel valued and heard, we deepen our ability to understand and meet the unique needs of our members. This strengthens innovation and enhances our products and services, giving us a competitive edge in the market.
As climate change leads to more frequent and severe weather events, we are taking bold action to build more resilient communities and reduce our environmental impact.

Equal Opportunity

Mobilitas Insurance Group is an equal opportunity employer.
CSAA is committed to providing reasonable accommodations to qualified applicants and employees with disabilities or other limitations. If you would like to request an accommodation to participate in the job application or interview process, please contact jobs@mobilitasinsurance.com