Impress employers and recruiters.
Choose from hundreds of resume examples.
Impress employers and recruiters.
Choose from hundreds of resume examples.
Target Resume Now
About the Role
This role involves evaluating complex, large-ticket equipment finance transactions, developing credit structures, and communicating risk recommendations to senior management within a rapidly growing national equipment finance company.
Responsibilities
- Underwrite complex, large-ticket equipment finance transactions involving established middle-market and corporate borrowers.
- Analyze financial statements, cash flow, leverage, liquidity, debt-service capacity, collateral, ownership structures, and other relevant risk factors.
- Identify the primary strengths, weaknesses, and mitigating factors associated with each transaction.
- Recommend credit structures that support business objectives while remaining consistent with established risk parameters.
- Prepare comprehensive credit memoranda and present recommendations to senior credit and executive leadership.
- Evaluate transactions involving complex borrower structures, customized programs, and nonstandard terms.
- Partner with business development professionals to assess transaction feasibility and recommend appropriate structures.
- Exercise independent credit judgment and manage assigned transactions with limited supervision.
- Coordinate with legal, documentation, operations, and other internal teams to address credit and closing requirements.
- Complete credit reviews accurately and within established service expectations.
- Support portfolio quality through disciplined underwriting and the consistent application of credit standards.
- Participate in process-improvement initiatives and other projects supporting the continued growth of the large-ticket business.
Requirements
- Bachelor’s degree in finance, accounting, business, economics, or a related discipline.
- At least five years of equipment finance credit underwriting experience.
- Direct experience underwriting large-ticket, complex, or structured equipment finance transactions.
- Advanced ability to analyze income statements, balance sheets, cash-flow statements, tax returns, and supporting financial information.
- Demonstrated experience preparing formal credit memoranda and presenting credit recommendations.
- Ability to independently identify risk and develop sound, well-supported underwriting conclusions.
- Strong written and verbal communication skills.
- Proficiency with Microsoft Excel, Word, and other financial analysis tools.
- Ability to manage multiple transactions and competing priorities in a fast-paced environment.
- High degree of professionalism, discretion, and sound judgment when handling confidential information.
Skills
- Financial analysis
- Credit underwriting
- Risk assessment
- Financial statement analysis
- Cash flow analysis
- Leverage analysis
- Liquidity analysis
- Debt-service capacity analysis
- Collateral analysis
- Ownership structure analysis
- Credit structure recommendation
- Credit memorandum preparation
- Transaction evaluation
- Sales partnership
- Independent judgment
- Supervision management
- Cross-functional coordination
- Process improvement
- Detail-oriented
- Analytical mindset
- Independent decision-making
- Complex information handling
- Collaboration
- Relationship building
- Solutions-oriented
- Adaptability
- Accountability
- Microsoft Excel
- Microsoft Word
Location
- Remote
Work Type
- Remote
- Full-time
Experience Level
- Senior
- At least five years of experience
Education Level
- Bachelor's degree in finance, accounting, business, economics, or a related discipline
Benefits
- Competitive compensation
- Comprehensive employee benefits package
About the Company
- Altius Search Group is recruiting on behalf of a rapidly growing national equipment finance company.
- Our client is expanding its large-ticket lending platform.
- The opportunity to join a rapidly growing national equipment finance platform.
- A collaborative, technology-focused working environment.
- Meaningful exposure to complex, large-ticket transactions.
- Opportunities for professional growth and advancement.
- Interested in joining a growing, performance-driven organization with opportunities for continued professional development.