Impress employers and recruiters.
Choose from hundreds of resume examples.

Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

The market-facing Senior Underwriter is responsible for underwriting risks in a book of business within our Programs specialization. Works within specific limits of authority on assignments requiring significant technical complexity and coordination. Utilizes underwriting policies and guidelines, rating manual rules and insurance laws and regulations.

Responsibilities

• Reviews applications and financial requirements for risks requiring complex underwriting skills.
• Determines acceptability of risk in accordance with company guidelines and standards.
• Determines the need for additional evidence of insurability and appropriate strategy.
• Determines appropriate pricing based on financial and competitive analysis in line with compliance requirements.
• Prepares quotes and answers questions from Brokers, policyholders or other external contacts.
• Escalates issues to management along with proposed solutions as necessary.
• Negotiates with brokers to reach positive and profitable outcomes.
• Notifies brokers of adverse underwriting decisions, rate changes, underwriting requirements, status and declinations.
• Analyzes quality, quantity, and profitability of risks underwritten and prepares reports for management review.
• Markets products and services through the brokerage community and makes field visits.
• Develops and maintains broker relationships.
• Provides guidance and assistance to other underwriters and to other functional areas, particularly when related to cross-sell opportunities.
• Keeps current on provincial and federal issues and regulations, industry activity and trends and freely shares information with others.
• Utilizes advanced functionality in relevant CNA systems to perform day-to-day activities.
• Works with more specialists or management on risks exceeding authority level or requiring special handling.

Requirements

• Advanced knowledge of underwriting and insurance industry theories and practices.
• Demonstrated high level of technical expertise and product specific knowledge.
• Strong interpersonal, communication and negotiation skills.
• Ability to effectively interact with all levels of CNA's internal and external business partners.
• Ability to work independently.
• Strong analytical and problem solving skills.
• Ability to exercise independent judgment and to make critical business decisions effectively.
• Strong knowledge of Microsoft Office Suite and other enterprise business tools, including responsible use of AI‑enabled technologies (such as Copilot or similar) to enhance efficiency, analysis and workflow in accordance with company policies.
• Demonstrated leadership skills.

Skills

• Underwriting
• Insurance industry knowledge
• Technical expertise
• Product specific knowledge
• Interpersonal skills
• Communication skills
• Negotiation skills
• Analytical skills
• Problem solving skills
• Independent judgment
• Business decision making
• Microsoft Office Suite
• Enterprise business tools
• AI-enabled technologies
• Leadership skills

Experience Level

• Minimum five years underwriting experience within Programs or Commercial Auto

Education Level

• Bachelor's degree or equivalent experience
• Professional designations preferred

Salary/Compensations

• $90,000 to $120,000

Benefits

• Comprehensive and competitive benefits package
• Physical wellbeing support
• Financial wellbeing support
• Emotional wellbeing support
• Social wellbeing support

About the Company

• CNA strives to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
• Our Total Rewards philosophy reflects our commitment to building a high-performing, inclusive culture where every team member is empowered to grow, contribute, and thrive.
• We value the unique strengths and perspectives each individual brings to our business, our clients, and our communities.

Equal Opportunity

• CNA is committed to providing equal employment opportunities to all employees and applicants.
• It is our policy to provide equal employment opportunities to employees and applicants based on job-related qualifications and ability to perform a job.
• If you require an accommodation during the hiring process or upon hire, please inform Human Resources.
• If a selected applicant requests accommodation during the recruitment process, CNA will consult with the applicant in order to provide suitable accommodation that takes into account the applicant’s accessibility needs.