About the Role
Fitch Ratings is seeking a Credit Analyst to join the Australia/New Zealand Structured Finance and Covered Bonds team in Sydney. As a leading credit ratings agency, Fitch plays a critical role in global capital markets by providing credit analysis, ratings, research, and commentary. Credit analysts are pivotal in moving markets, and this role offers unique opportunities for professional growth within a collaborative, innovation-driven environment.
Responsibilities
- Rate new transactions, including new asset classes and issuers.
- Ensure all structured finance transactions/CvB programmes are reviewed on a continuous 12-month schedule.
- Perform data analysis in Excel.
- Execute Fitch generated models.
- Prepare high-quality analytical documentation and present findings in committee meetings.
- Provide timely commentary on market and transaction performance.
- Manage queries from issuers/bankers/investors, representing Fitch and communicating effectively with external transaction parties.
- Participate in originator/servicer review meetings.
- Contribute to ad hoc projects, reporting, and authoring of reports.
Requirements
- Undergraduate degree in a finance-related discipline; candidates with Science or Engineering backgrounds will also be considered.
- For Analyst level: A minimum of 18 months experience at a financial institution working in mortgage or asset finance departments (preference in a credit or analytical related role).
- For Senior Analyst level: 3-5 years structured finance experience gained at an issuer, arranger or trustee, in a role that required working in Excel to manipulate, transform and perform calculations to generate analytical results to support proposals/recommendations, and preparing documentation to support proposals/recommendations.
- Intermediate Excel skills with knowledge of VLOOKUP(), SUMIF(), IF(), INDEX(), MATCH() etc.
- Strong time management skills and a high level of attention to detail.
- An analytical individual who enjoys working with spreadsheets to generate a solution/result.
- Comfortable operating in an AI-enabled environment or curious, adaptable, and eager to build AI literacy.
- Professionals who embrace technology as part of continuous learning and are committed to using it thoughtfully to enhance work.
Skills
- Structured Finance
- Securitization markets
- Credit analysis
- Transaction structuring
- Excel
- VLOOKUP()
- SUMIF()
- IF()
- INDEX()
- MATCH()
- Data analysis
- Analytical documentation
- Market commentary
- Communication
- Time management
- Attention to detail
- Problem-solving
- Analytical curiosity
Location
- Sydney
Work Type
- Hybrid Work Environment
- 3 days a week in office required
Experience Level
- Analyst level: A minimum of 18 months experience
- Senior Analyst level: 3-5 years structured finance experience
Education Level
- Undergraduate degree in finance related discipline
- Science or Engineering background considered
Benefits
- Exposure to majority of issuers in the market
- Variety of work with ability to work on multiple asset classes
- Great development opportunity
- Dedicated trainings
- Leadership development
- Mentorship programs
- Supportive Parenting Policies
- Generous global parental leave plan
- Inclusive Work Environment
- Collaborative workplace
- Employee Resource Groups
- Paid volunteer days
- Matched funding for donations
- Opportunities to volunteer in community
About the Company
- Fitch Ratings is one of the world's top three credit ratings agencies.
- Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants.
- For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise.
- Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries.
- Fitch Group also includes Fitch Solutions.
- Fitch Group has dual headquarters in London and New York and is owned by Hearst.
- Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions.
- Fitch employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest.
Equal Opportunity
- Fitch is proud to be an Equal Opportunity and Affirmative Action Employer.
- We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.
