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About the Role

Restaurant Brands International (RBI) is seeking an experienced Sr. Manager, Payments to support the management and execution of our payments ecosystem across Burger King, Popeyes Louisiana Kitchen, Tim Hortons, and Firehouse Subs in the United States and Canada for a fixed term contract. This role will be responsible for the day-to-day management and execution of key payment activities and initiatives across RBI's brands, ensuring strong payment performance, managing relationships with payment partners, supporting fraud and chargeback activities, and coordinating cross-functional payment initiatives.

Responsibilities

Manage and monitor payment performance across RBI brands, including authorization rates, declines, settlement, and other key payment KPIs.
Serve as a key escalation point for payment issues and coordinate with internal teams and external partners to drive timely resolution.
Analyze payment performance and identify opportunities to improve reliability, reduce costs, and enhance the guest experience.
Provide reporting, insights, and recommendations on payment trends, risks, and opportunities to support business and leadership decisions.
Support fraud prevention and chargeback management across brands and payment channels.
Partner with fraud vendors and internal teams to monitor performance, identify trends, and recommend improvements to fraud controls.
Help balance fraud mitigation with authorization performance and guest experience.
Support initiatives addressing emerging payment fraud risks.
Manage day-to-day relationships with processors, acquirers, card networks, fraud providers, and other payment partners.
Lead regular operational and business reviews, track SLAs and partner performance, and drive resolution of issues and outstanding actions.
Support commercial negotiations through proposal analysis, cost benchmarking, financial analysis, and development of recommendations.
Escalate significant vendor, operational, or financial issues to the Senior Director as appropriate.
Manage and support the execution of payment initiatives across brands and channels in alignment with the enterprise payments roadmap.
Partner with Technology, Digital, Finance, Operations, Loyalty, and Brand teams to implement new payment capabilities and improve existing processes.
Track initiative progress and surface risks, decisions, and dependencies requiring senior leadership attention.
Partner with Information Security, Legal, Technology, and payment providers to support payment compliance and risk activities.
Support PCI DSS requirements, card network mandates, and other payment-related controls and initiatives.
Help identify and assess operational and financial risks associated with payment changes and issues.
Develop and maintain payment reporting and dashboards for ongoing business and leadership reviews.
Perform financial and analytical assessments to support payment recommendations, business cases, and vendor negotiations.
Prepare clear, executive-ready updates on payment performance, issues, risks, and opportunities.
Translate complex payment topics into clear business implications and actionable recommendations.

Requirements

5+ years of experience in payments, fintech, merchant acquiring, financial services, retail technology, or a related field.
Bachelor's degree in Business, Finance, Computer Science, Information Systems, Engineering, or a related field, or equivalent relevant experience.
Strong understanding of the payments ecosystem, including card networks, acquirers, processors, authorization, settlement, interchange, and chargebacks.
Demonstrated experience managing payment vendors and working with external partners.
Strong analytical and problem-solving skills, with the ability to translate data into clear recommendations.
Experience managing multiple projects or workstreams in a complex, cross-functional environment.
Strong written and verbal communication skills, including experience presenting to senior leadership.
Ability to work independently and effectively in a fast-paced, matrixed organization.
Experience in QSR, restaurant, hospitality, or multi-unit retail.
Experience supporting a franchised operating model.
Familiarity with fraud prevention, chargebacks, tokenization, digital wallets, and alternative payment methods.
Experience working with Visa, Mastercard, Amex, Discover, processors, acquirers, and payment technology providers.
Experience with PCI DSS and broader payment risk and compliance requirements.
Experience with payment cost analysis, interchange optimization, or processor negotiations.

Skills

Payments
Fintech
Merchant Acquiring
Financial Services
Retail Technology
Payments Ecosystem
Card Networks
Acquirers
Processors
Authorization
Settlement
Interchange
Chargebacks
Vendor Management
Analytical Skills
Problem-Solving
Project Management
Cross-functional Collaboration
Communication Skills
Presentation Skills
Independent Work
Fast-paced Environment
Matrixed Organization
QSR
Restaurant Industry
Hospitality
Multi-unit Retail
Franchised Operating Model
Fraud Prevention
Tokenization
Digital Wallets
Alternative Payment Methods
Visa
Mastercard
Amex
Discover
Payment Technology Providers
PCI DSS
Payment Risk
Payment Compliance
Payment Cost Analysis
Interchange Optimization
Processor Negotiations

Location

Toronto, ON

Work Type

Fixed Term Contract
Onsite

Experience Level

Sr. Manager
5+ years of experience

Education Level

Bachelor's degree in Business, Finance, Computer Science, Information Systems, Engineering, or a related field, or equivalent relevant experience.

Salary/Compensations

$120,000 – $137,000 CAD

Benefits

Comprehensive global paid parental leave program
Free telemedicine
Mental wellness support

About the Company

Restaurant Brands International Inc. is one of the world's largest quick service restaurant companies with nearly $45 billion in annual system-wide sales and over 32,000 restaurants in more than 120 countries and territories.
RBI owns four of the world's most prominent and iconic quick service restaurant brands – TIM HORTONS®, BURGER KING®, POPEYES®, and FIREHOUSE SUBS®.
These independently operated brands have been serving their respective guests, franchisees and communities for decades.
Through its Restaurant Brands for Good framework, RBI is improving sustainable outcomes related to its food, the planet, and people and communities.
RBI is committed to growing the TIM HORTONS®, BURGER KING®, POPEYES® and FIREHOUSE SUBS® brands by leveraging their respective core values, employee and franchisee relationships, and long track records of community support.
Each brand benefits from the global scale and shared best practices that come from ownership by Restaurant Brands International Inc.

Equal Opportunity

Restaurant Brands International and all of its affiliated companies (collectively, RBI) are equal opportunity and affirmative action employers that do not discriminate on the basis of race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or veteran status, or any other characteristic protected by local, state, provincial or federal laws, rules, or regulations.
RBI's policy applies to all terms and conditions of employment.
Accommodation is available for applicants with disabilities upon request.