About the Role
The Auto Property Damage Claims Representative is responsible for managing Auto Property Damage claims within the Auto PD Claim Unit. This role requires a high level of customer service, patience, and professionalism in a fast-paced environment with significant phone interaction. Navigating adversarial situations with professionalism and handling comparative negligence claims are critical.
Responsibilities
- Investigate and interpret policy provisions, endorsements, and conditions to determine coverage for automobile property claims.
- Identify and investigate contested coverage claims that may require a roundtable discussion.
- Investigate auto accidents to assess liability by interviewing claimants, witnesses, investigating officers, and other relevant parties.
- Secure and analyze pertinent records, documentation, and loss scene information to determine proximate cause, negligence, and damages.
- Evaluate and adjust reserves as necessary.
- Prepare dispatch instructions for field personnel to inspect vehicles.
- Negotiate and settle claims within individual authority limits and seek supervisor approval for claims exceeding authority or requiring additional guidance.
- Maintain effective follow-up systems on pending files, advising insureds, claimants, and brokers on claim status.
- Act as an intermediary between the company, preferred vendors, and customers to resolve disputes.
- Ensure adherence to privacy guidelines, laws, and regulations in claims handling.
- Backup to Commercial Claims handling.
- Investigate and initiate subrogation processes when applicable.
- Handle and respond to special civil part lawsuits or intercompany arbitrations related to auto property damage claims.
- Manage a customer-focused phone environment by answering calls, returning voicemails, and responding to emails and text correspondence promptly.
- Process incoming and outgoing mail timely and in accordance with state guidelines.
- Complete other duties as assigned.
Requirements
- A minimum of 2 years of related PD claim experience is required.
- Proficiency in personal computer skills, including Microsoft Office Suite.
- Ability to prioritize and manage multiple tasks effectively.
- Excellent communication, organizational, and customer service skills.
Skills
- Customer service
- Organizational skills
- Verbal communication skills
- Written communication skills
- Comparative negligence claim handling
- Microsoft Office Suite
Location
- Northeast
- Mid-Atlantic
Work Type
- Full-time
Experience Level
- 2+ years of related PD claim experience
Education Level
- Bachelor's degree
Salary/Compensations
- $50,000-$80,000 a year
Benefits
- 4 weeks accrued paid time off + 9 paid national holidays per year
- Tuition Reimbursement
- Low cost and excellent coverage health insurance options that start on Day 1 (medical, dental, vision)
- Robust health and wellness program and fitness reimbursements
- Auto and home insurance discounts
- Matching gift opportunities
- Annual 401(k) Employer Contribution (up to 7.5% of your base salary)
- Various Paid Family leave options including Paid Parental Leave
- Resources to promote Professional Development (LinkedIn Learning and licensure assistance)
About the Company
- The Plymouth Rock Company and its affiliated group of companies write and manage over $2 billion in personal and commercial auto and homeowner’s insurance throughout the Northeast and mid-Atlantic, where we have built an unparalleled reputation for service.
- We continuously invest in technology, our employees thrive in our empowering environment, and our customers are among the most loyal in the industry.
- The Plymouth Rock group of companies employs more than 1,900 people and is headquartered in Boston, Massachusetts.
- Plymouth Rock Assurance Corporation holds an A.M. Best rating of “A-/Excellent”.
