About the Role
Sunflower Bank, N.A. is seeking a full-time Business Banking Senior Credit Analyst to support the Business Banking team with centralized underwriting, portfolio management, and complex credit functions.
Responsibilities
- Produce complex credit analysis for new credit extensions, renewals, annual reviews, and modifications.
- Provide guidance and training to other analysts on the team.
- Monitor client financial performance, covenants, and borrowing base compliance.
- Ensure loan request packages contain all pertinent financial information.
- Summarize important loan conditions and collateral structures.
- Become proficient in system usage, including spreading software, credit approval software, and credit recommendation formats.
- Adjust work schedule, work overtime, and work evening/weekend hours as needed to meet deadlines.
Requirements
- Analyze complex credit data and financial statements to assess risk.
- Think critically and communicate results concisely and clearly, both verbally and in writing.
- Write in a professional business manner with correct grammar and sentence structure.
- Prioritize and complete tasks or projects on time.
- Stay educated on industry trends, market conditions, and regulatory requirements.
- Possess strong customer service skills.
- Demonstrate good organizational skills, a high level of accuracy, and strong attention to detail.
- Handle sensitive information with complete confidentiality and professionalism.
- Proficiently use current technology, including personal computer, keyboard, mouse, Microsoft Office (Outlook, Word, Excel), and other technology-based tools.
- Quickly learn new systems and applications, specifically Salesforce.com and nCino Bank Operating System.
- Travel may be required as needed.
Skills
- Commercial credit analysis
- Critical thinking
- Verbal communication
- Written communication
- Business writing
- Grammar
- Sentence structure
- Prioritization
- Time management
- Industry trend analysis
- Market condition analysis
- Regulatory requirement analysis
- Professional development
- Customer service
- Organization
- Accuracy
- Attention to detail
- Confidentiality
- Professionalism
- Proficient computer use
- Microsoft Office (Outlook, Word, Excel)
- Salesforce.com
- nCino Bank Operating System
Location
- Sunflower Bank, N.A.
Work Type
- Full-time
Experience Level
- Minimum of three (3) years in commercial credit analysis function
Education Level
- Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred.
- Formal credit training program or certification (in lieu of degree)
Salary/Compensations
- Pay is dependent on knowledge, skills, abilities, experience, and location.
Benefits
- 401(k) Plan with 6% Match
- Health/Dental/Vision Insurance
- Company-paid Life Insurance
- Tuition Reimbursement
- Fitness Reimbursement
- Paid Time Off
- Volunteer Leave
- Paid Holidays
- Associate perks & incentives
About the Company
- Sunflower Bank, N.A. has been serving communities and supporting team members since 1892.
- As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives.
- Creating Possibility is our mission.
- We are Rooted in Strength, Propelled by Growth, Individuals in a Great Whole, Creating Possibility, and Community Focused.
Equal Opportunity
- EOE/AA: Minorities/Females/Disabled/Vets
- Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
