About the Role
Underwrite policies within delegated authority, exercising sound judgment and analytical rigor to assess and price complex risks. Make data-driven decisions based on available information, ensuring alignment with underwriting standards and profitability goals. Handle complex or unusual risks, including high-value policies and accounts requiring nuanced analysis in certain North American markets.
Responsibilities
- Oversees a portfolio of brokers, agents, and clients, leveraging market insights to develop and maintain profitable business.
- Acts as a trusted representative of Liberty Mutual in all interactions.
- Maintains strong relationships with agents and brokers, actively seeking opportunities to deepen existing partnerships and cultivate new ones.
- Provides input on product development and participates in execution strategies.
- Contributes to team initiatives such as process and tool enhancements.
- Understands and applies relevant legislation and regulatory requirements to underwriting decisions and practices.
- Works closely with internal stakeholders, including Underwriting Support, Claims, Actuarial, and Directors of Underwriting across GRS North America, to ensure seamless execution and alignment.
- Supports the growth of junior underwriters and new hires through guidance and knowledge sharing (non-managerial capacity).
- May analyze departmental portfolio performance and recommend improvements.
- Identifies and communicates emerging risk trends within the line of business.
Requirements
- Proven analytical ability to evaluate and judge underwriting risks within scope of responsibility.
- Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives to other persons in the organization for underwriting or training purposes.
- Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders.
- Must demonstrate comprehension of most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues.
- Proven track record of developing and underwriting profitable business.
Skills
- Underwriting
- Risk Assessment
- Risk Pricing
- Data Analysis
- Market Insights
- Relationship Building
- Product Development
- Regulatory Compliance
- Collaboration
- Mentorship
- Portfolio Analysis
- Trend Identification
Location
- North America
Work Type
- Full-time
Experience Level
- 7 years
- 10 years or more
Education Level
- Degree in Business or equivalent
- CPCU or professional insurance designation preferred
Salary/Compensations
- The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
Benefits
- Comprehensive benefits
- Workplace flexibility
- Professional development opportunities
- Opportunities provided through Employee Resource Groups
About the Company
- At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive.
- We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions.
- This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups.
- Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work.
- Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
- We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being.
- To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits
Equal Opportunity
- Liberty Mutual is an equal opportunity employer.
- We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
