Vice President Card Strategy (Hybrid in Syracuse, NY) at Empower Federal Credit Union | NY, US | Rezi

Vice President Card Strategy (Hybrid in Syracuse, NY) at Empower Federal Credit Union

Vice President Card Strategy (Hybrid in Syracuse, NY)

Empower Federal Credit Union · NY, US

2 weeks ago

Vice President Card Strategy (Hybrid in Syracuse, NY)

Empower Federal Credit Union · NY, US

16 days ago
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About the Role

The Vice President, Card Strategy plays a critical leadership role in advancing the organization's growth strategy by maximizing the value of the credit and debit card portfolios as a primary driver of revenue, cardholder acquisition, engagement, and retention. This leader sets the strategic vision for the card business, delivering innovative, secure, and scalable solutions that accelerate portfolio growth, strengthen member relationships, and enhance the organization's competitive position.

Responsibilities

  • Define and execute the strategic roadmap for credit and debit card portfolios, balancing growth, profitability, and risk.
  • Lead product development, enhancements, and lifecycle management across physical and digital channels.
  • Optimize portfolio performance through product design, pricing, benefits, and controls that support responsible use and sustainable revenue.
  • Identify and deploy solutions that elevate the member experience and improve engagement, efficiency, and financial outcomes.
  • Translate member insights into intuitive, easy-to-use card experiences in partnership with Design, Content, and Research teams.
  • Ensure card features and journeys are cohesive, connected, and friction-free across the full lifecycle.
  • Lead strategy and implementation of commerce solutions such as digital wallets, tokenization, merchant offers, rewards integration, installments, and real-time controls.
  • Partner with fintechs, networks, processors, and merchants to expand everyday card utility and drive usage.
  • Deliver solutions that grow revenue and engagement while maintaining strong fraud, risk, and compliance controls.
  • Monitor portfolio performance using data and analytics (usage, penetration, engagement, losses, fraud, revenue).
  • Make data-driven recommendations to improve growth, profitability, risk outcomes, and member experience.
  • Own portfolio financials, including budgeting, investment prioritization, vendor economics, and ROI evaluation.
  • Work closely with Technology, Operations, Risk, Compliance, Marketing, Finance, and Member Service to ensure solutions are scalable, compliant, and operationally sound.
  • Serve as a strategic advisor to executive leadership on card strategy, performance trends, risks, and investment opportunities.
  • Stay current on payments trends, emerging technologies, and regulatory developments.
  • Translate market and competitive insights into strategies that strengthen portfolio performance and differentiation.
  • Lead, mentor, and develop a team of card specialists and product managers.
  • Foster a culture of collaboration, accountability, innovation, and disciplined execution.
  • Establish clear goals and success metrics aligned with enterprise strategy.
  • Perform all other duties as assigned.

Requirements

  • 10+ years of progressive experience in card products, payments, or product management, including leadership roles.
  • Proven experience managing credit and/or debit card portfolios within a regulated financial institution.
  • Demonstrated success deploying solutions that improve both member experience and financial performance.
  • Strong strategic, analytical, and stakeholder-management capabilities.
  • Experience in a credit union or other member-centric financial institution.
  • Familiarity with card networks, processors, digital wallets, and modern payment ecosystems.
  • Experience leading complex cross-functional initiatives and developing senior product talent.
  • Maintain a basic to moderate understanding of IT and Business Products & Services.
  • Understand and regularly review financials.
  • Understand and be able to articulate the organization's strategy.
  • Write and articulate a proper business case, including capital needs, project scope, and recurring OPEX costs.
  • Effectively lead and manage Request for Proposal (RFP) processes.
  • Manage vendor performance and successfully negotiate contracts.
  • Create and manage a proper budget, maintaining accuracy within +/- 5% of actuals to budget.
  • Present confidently and with clarity to Board Committees and senior leadership audiences.
  • Lead within the context of the big picture to align and work cross-functionally and vertically.
  • Properly facilitate and manage member-impacting incidents.
  • Properly facilitate and manage communications for both members and staff.
  • Work through performance management issues with HR (and/or appropriate leadership).
  • Write and communicate goals and objectives aligned from the top of the organization down to individual contributors.
  • Facilitate and plan meaningful All Hands Meetings for and with teams.
  • Create and foster a culture of delegation, empowerment, and accountability with managers.
  • Consistently lead the way through Empower FCU's Leadership Excellence competencies and coach direct reports to demonstrate the same behaviors.
  • Prolonged periods of sitting at a desk and working on a computer.
  • Regular use of hands and fingers to operate a computer, keyboard, and telephone.
  • Near visual acuity required for working with digital content.
  • Occasional light lifting of office supplies or equipment may be necessary (up to 20 pounds).
  • Ability to attend in-person events (branch visits, rallies, employee meetings) as needed.
  • All candidates will be subject to a background check to determine employment eligibility.
  • For roles that require an NMLS you may be subject to a credit check.

Skills

  • Card Portfolio Strategy
  • Product Development
  • Lifecycle Management
  • Member Experience Enhancement
  • Engagement Improvement
  • Financial Outcomes Optimization
  • Card-Based Commerce Solutions
  • Digital Wallets
  • Tokenization
  • Merchant Offers
  • Rewards Integration
  • Installments
  • Real-Time Controls
  • Fraud Management
  • Risk Management
  • Compliance Controls
  • Data Analysis
  • Performance Monitoring
  • Budgeting
  • Investment Prioritization
  • Vendor Economics
  • ROI Evaluation
  • Cross-Functional Collaboration
  • Strategic Advising
  • Market Awareness
  • Industry Trend Analysis
  • Emerging Technologies
  • Regulatory Development Analysis
  • People Leadership
  • Mentorship
  • Team Development
  • Collaboration
  • Accountability
  • Innovation
  • Disciplined Execution
  • Goal Setting
  • Success Metrics Alignment
  • IT and Business Acumen
  • Financial Acumen
  • Strategic Thinking
  • Business Case Development
  • RFP Management
  • Vendor Management
  • Budget Management
  • Executive Communication
  • Big Picture Leadership
  • Incident Management
  • Communications Management
  • Performance Management
  • Goal and Objective Setting
  • Team Engagement
  • Culture Leadership
  • Leadership Excellence

Location

  • Syracuse, NY

Work Type

  • Hybrid

Experience Level

  • 10+ years of progressive experience
  • Leadership roles

Education Level

  • Bachelor's degree in Business, Finance, Marketing, Technology, or related field (or equivalent experience)
  • Equivalent formal certifications or professional experience in card services, financial services, or related fields

Salary/Compensations

  • $145,767.96 to $242,946.59

Benefits

  • Medical and Dental Insurance
  • 401K with Employer Match
  • Holiday Pay
  • Paid Time Off

About the Company

  • Empower FCU Purpose: At every stage of life, positively impact members by providing affordable financial services.
  • Empower FCU Core Values: Fairness, Integrity & Honesty
  • Empower FCU Strategic Pillars: World-Class Employee Experience, Best-In-Class Member Experience, Growth for Impact, Shared Value in the Community
  • A World-Class Employee Experience: We are at our best when we are developing genuine relationships, looking out for one another, freely and honestly sharing information, and working together. We succeed when we rise above our departments, roles, and individual interests to come together, to move forward together. Each of us plays a crucial role in creating a positive work environment and we encourage all our employees to actively contribute to embracing Empower’s values and supporting those around you.
  • Be Yourself, Belong with Empower: The strength of Empower is in the unique backgrounds, voices, talents, & experiences of each person. With a culture of belonging, we enable teamwork, spark innovation, and fuel success.

Equal Opportunity

  • Empower Federal Credit Union is an equal opportunity employer and does not discriminate on the basis of any legally protected status or characteristic including race, religion, ethnicity, color, national or ethnic origin, age, sex, sexual orientation, gender identity or expressions, transgender status, sexual or other reproductive health decisions, marital status, ancestry, citizenship status, physical or mental disability, genetic information/ predisposition or carrier status, status in the uniformed services of the United States (including veteran status) or any other basis protected by applicable national, federal, state, provincial or local law. Our Equal Employment Opportunity Policy Statement reaffirms our commitment.
  • Federal Labor Law Posters
  • New York Labor Law Poster
  • Employment Eligibility Notices
  • E-Verify
  • Right to Work
  • Empower Federal Credit Union is committed to equal opportunity to qualified persons without regard to basis of race, religion, ethnicity, color, national or ethnic origin, age, sex, sexual orientation, gender identity or expressions, transgender status, sexual or other reproductive health decisions, marital status, ancestry, citizenship status, physical or mental disability, genetic information/ predisposition or carrier status, status in the uniformed services of the United States (including veteran status) or any other basis protected by applicable national, federal, state, provincial or local law. Empower Federal Credit Union will make reasonable accommodations for known physical or mental limitations of otherwise qualified employees and applicants with disabilities unless the accommodation would impose an undue hardship on the operation of our business. If you are interested in applying for an employment opportunity and feel you need a reasonable accommodation pursuant to the ADA, please contact us through one of the methods listed below: a) Fax: 315.455.5423 b) US Mail: 1 Member Way Syracuse, NY 13212 c) Phone: 800.462.5000