Impress employers and recruiters.
Choose from hundreds of resume examples.

Target Resume Now

About the Role

As Regulatory Risk & Compliance Manager - UK, you will play a vital role in ensuring Tide complies with evolving regulatory requirements set by the FCA and other UK regulators, with particular ownership of Tide's e-money and payments compliance. You will advise the business on what it can and cannot do under Tide's e-money permission, identify, assess, and mitigate regulatory risk, and ensure that Tide's compliance frameworks are embedded across the business. You will sit alongside two other UK Compliance colleagues, reporting directly to the Global Director of Compliance, and will provide regulatory compliance support more broadly across the business as needed.

Responsibilities

Advise on the scope of Tide's e-money permission, and lead compliance with the Electronic Money Regulations 2011 and Payment Services Regulations 2017, including related regulatory submissions and notifications.
Lead engagement on FCA correspondence, submissions, inspections, and thematic reviews.
Own horizon scanning and regulatory mapping for UK payments-related developments, assessing impact and advising on necessary action.
Execute the Compliance Monitoring Plan, taking ownership of monitoring activities, addressing findings, and engaging stakeholders as needed.
Provide regulatory compliance support to other risk areas of Tide, such as Financial Crime, Operational, Information Security, Conduct.
Maintain and update compliance policies in line with UK and FCA regulations, tracking required refresh cycles.
Support the Global Director of Compliance in regulatory engagements, strategic planning, and governance.
Lead and actively participate in the Regulatory Risk & Compliance working group, ensuring key issues are identified, addressed, and escalated.
Coordinate and deliver compliance and risk-related training across the business, particularly on payments and e-money obligations.
Collect and prepare MI for internal governance reporting and external regulatory submissions.
Track regulatory deadlines, file submissions, maintain a log of regulatory interactions, and prepare for meetings and inspections with the FCA and other authorities.
Provide second-line oversight and challenge of first-line teams on regulatory compliance-related controls.
Support internal and external audits, participate in compliance reviews, and oversee effective remediation of findings.

Requirements

Around seven years' experience in Compliance, Regulatory Risk, or Risk Management within financial services.
Strong technical grounding in the Electronic Money Regulations 2011 and Payment Services Regulations 2017 - permitted activities, safeguarding, conduct requirements, and associated regulatory reporting.
Direct experience interacting with the FCA, including regulatory submissions, notifications, and responses to information requests.
Experience providing compliance support across other risk areas, such as Financial Crime, Operational, Information Security, Conduct.
Experience in oversight functions, monitoring key risk indicators (KRIs), and providing Compliance Advisory on new initiatives, products, and services.
Background in Banking, FinTech, Payments/E-Money firms, or Regulatory Consultancy.
Ability to interpret complex regulations, research requirements, and advise internal stakeholders on compliance matters.
Proactive problem solver with a strong sense of ownership and accountability in resolving compliance challenges.
Exceptional organizational skills, managing multiple projects, deadlines, and regulatory engagements effectively.
Meticulous attention to detail, with strong drafting, analytical, and risk assessment skills.
Fluency in English (mandatory).

Skills

Compliance
Regulatory Risk
Risk Management
Electronic Money Regulations 2011
Payment Services Regulations 2017
FCA interactions
Financial Crime compliance
Operational risk compliance
Information Security compliance
Conduct risk compliance
Oversight functions
Key Risk Indicators (KRIs)
Compliance Advisory
Regulatory interpretation
Problem-solving
Organizational skills
Attention to detail
Drafting skills
Analytical skills
Risk assessment skills

Location

Work Type

Flexible workplace model
Remote work supported
In-person gatherings encouraged

Experience Level

Around seven years' experience

Benefits

Access to salary sacrifice benefits – like Nursery and Cycle to Work discounts
Health Insurance – Comprehensive Private family insurance plan.
Life & Accident Cover – Comprehensive accidental and life insurance protection.
Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
Retirement Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings.
Volunteering & Development Days – Paid days annually for volunteering or personal growth.
Learning & Development – Annual budget for books, courses, coaching, and more.
WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
Home Office Setup – Contribution towards setting up your home office
Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices.

About the Company

Tide helps SMEs save time and money by offering business accounts, banking services, and administrative solutions like invoicing and accounting.
Tide is transforming the small business banking market and supports over 2 million members globally across the UK, India, Germany and France.
Using advanced technology, all solutions are designed with SMEs in mind.
Tide has over 2 million members, has raised over $300 million in funding, and has over 2,800 employees globally.
Tide has received Great Place to Work certification three years in a row and was recognized among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026.
Tide has offices in Central London, a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad, and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg.

Equal Opportunity

At Tide, we believe that we can only succeed if we let our differences enrich our culture.
Our Tideans come from a variety of backgrounds and experience levels.
We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status.
We celebrate diversity in our workforce as a cornerstone of our success.
Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.
We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.
At Tide, we thrive on diversity, embracing various backgrounds and experiences.
We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability.
Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs.
We are One Team, committed to transparency and ensuring everyone’s voice is heard.